Open Lending Corp (LPRO)

Currency in USD
2.040
-0.050(-2.39%)
Closed·
2.080+0.040(+1.96%)
·
LPRO Scorecard
Full Analysis
Net income is expected to grow this year
LPRO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
2.0202.080
52 wk Range
0.7006.920
Key Statistics
Prev. Close
2.09
Open
2.07
Day's Range
2.02-2.08
52 wk Range
0.7-6.92
Volume
346.74K
Average Volume (3m)
970.74K
1-Year Change
-63.11%
Book Value / Share
0.66
Fair Value
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Fair Value Upside
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LPRO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.967
Upside
+45.43%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year

Open Lending Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Open Lending Corp Company Profile

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Open Lending Corp SWOT Analysis


Underwriting Overhaul
Delve into Open Lending's comprehensive restructuring of its underwriting models, aimed at regaining partner confidence and improving risk assessment accuracy
Financial Headwinds
Explore the company's financial challenges, including profit share revenue underperformance and downward revisions of adjusted EBITDA estimates for 2025 and 2026
Market Positioning
Uncover Open Lending's struggle with partner retention and its impact on market share, as certified loans from current customers drop from 95% to 85%
Future Prospects
Analyst price targets range from $1.60 to $7.00 per share, reflecting mixed views on Open Lending's recovery potential amid ongoing market challenges
Read full SWOT analysis

Open Lending Corp Earnings Call Summary for Q2/2025

  • Open Lending beats Q2 2025 expectations with EPS of $0.01 and revenue of $25.3M, stock up 0.94% to $2.14
  • Net income down to $1M from $2.9M in 2024; adjusted EBITDA at $4.1M vs $6.8M in 2024; $230.7M in unrestricted cash
  • CEO Jessica Buss: '2025 will be a transition year'; focus on profitability over volume, full OEM three program rollout by 2025
  • Q3 2025 certified loan guidance: 22,500-24,500; 2026 expected to show full financial impact of current strategies
  • Analysts' price targets: $2.50-$4.00; InvestingPro suggests stock slightly undervalued, offers 12 additional key insights
Last Updated: 07/08/2025, 09:04
Read Full Transcript

Compare LPRO to Peers and Sector

Metrics to compare
LPRO
Peers
Sector
Relationship
P/E Ratio
−1.7x−4.1x9.8x
PEG Ratio
0.00−0.030.03
Price/Book
3.1x1.6x1.0x
Price / LTM Sales
14.8x3.2x2.9x
Upside (Analyst Target)
26.8%28.3%10.1%
Fair Value Upside
Unlock6.1%0.9%Unlock

Analyst Ratings

4 Buy
4 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2.967
(+45.43% Upside)

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
0.01 / -0.01
Revenue / Forecast
25.30M / 23.82M
EPS Revisions
Last 90 days

LPRO Income Statement

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FAQ

What Stock Exchange Does Open Lending Trade On?

Open Lending is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Open Lending?

The stock symbol for Open Lending is "LPRO."

What Is the Open Lending Market Cap?

As of today, Open Lending market cap is 240.48M.

What Is Open Lending's Earnings Per Share (TTM)?

The Open Lending EPS (TTM) is -1.19.

When Is the Next Open Lending Earnings Date?

Open Lending will release its next earnings report on 10 Nov 2025.

From a Technical Analysis Perspective, Is LPRO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Open Lending Stock Split?

Open Lending has split 0 times.

How Many Employees Does Open Lending Have?

Open Lending has 205 employees.

What is the current trading status of Open Lending (LPRO)?

As of 29 Aug 2025, Open Lending (LPRO) is trading at a price of 2.040, with a previous close of 2.09. The stock has fluctuated within a day range of 2.020 to 2.080, while its 52-week range spans from 0.700 to 6.920.
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