Open Lending Corp (LPRO)

Currency in USD
2.260
+0.010(+0.44%)
Real-time Data·
LPRO Scorecard
Full Analysis
Net income is expected to grow this year
LPRO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
2.2502.510
52 wk Range
0.7006.920
Key Statistics
Prev. Close
2.25
Open
2.27
Day's Range
2.25-2.51
52 wk Range
0.7-6.92
Volume
546.46K
Average Volume (3m)
1.23M
1-Year Change
-59.17%
Book Value / Share
0.67
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
LPRO Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
2.917
Upside
+29.06%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year

Open Lending Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Strong Buy
Moving Averages
Neutral

Open Lending Corp Company Profile

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Open Lending Corp SWOT Analysis


Financial Turmoil
Open Lending faces significant challenges with delayed Q4 earnings and 10-K filing, raising concerns about potential restatements and profit-sharing revenue adjustments
Market Volatility
Explore the stock's 54% decline over the past year and its potential undervaluation, as analysts grapple with assessing true value amid financial uncertainties
Sector Headwinds
Delve into how credit union constraints and automotive lending market dynamics are impacting Open Lending's certification volumes and revenue outlook
Strategic Crossroads
Learn about Open Lending's efforts to navigate challenges through prudent underwriting, price increases, and growth initiatives, with a suspended price target from JMP Securities
Read full SWOT analysis

Open Lending Corp Earnings Call Summary for Q2/2025

  • Open Lending beats Q2 2025 expectations with EPS of $0.01 and revenue of $25.3M, stock up 0.94% to $2.14
  • Net income down to $1M from $2.9M in 2024; adjusted EBITDA at $4.1M vs $6.8M in 2024; $230.7M in unrestricted cash
  • CEO Jessica Buss: '2025 will be a transition year'; focus on profitability over volume, full OEM three program rollout by 2025
  • Q3 2025 certified loan guidance: 22,500-24,500; 2026 expected to show full financial impact of current strategies
  • Analysts' price targets: $2.50-$4.00; InvestingPro suggests stock slightly undervalued, offers 12 additional key insights
Last Updated: 07/08/2025, 09:04
Read Full Transcript

Compare LPRO to Peers and Sector

Metrics to compare
LPRO
Peers
Sector
Relationship
P/E Ratio
−2.0x−4.2x9.5x
PEG Ratio
0.000.000.03
Price/Book
3.5x1.5x1.0x
Price / LTM Sales
15.6x3.2x2.8x
Upside (Analyst Target)
12.1%30.1%13.3%
Fair Value Upside
Unlock1.0%1.6%Unlock

Analyst Ratings

4 Buy
4 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2.917
(+29.06% Upside)

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
0.01 / -0.01
Revenue / Forecast
25.30M / 23.82M
EPS Revisions
Last 90 days

LPRO Income Statement

People Also Watch

27.52
OUST
+19.13%
5.12
REPL
-6.57%
15.50
OSCR
+2.24%
1.280
QSI
-3.76%

FAQ

What Stock Exchange Does Open Lending Trade On?

Open Lending is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Open Lending?

The stock symbol for Open Lending is "LPRO."

What Is the Open Lending Market Cap?

As of today, Open Lending market cap is 271.92M.

What Is Open Lending's Earnings Per Share (TTM)?

The Open Lending EPS (TTM) is -1.19.

When Is the Next Open Lending Earnings Date?

Open Lending will release its next earnings report on 10 Nov 2025.

From a Technical Analysis Perspective, Is LPRO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Open Lending Stock Split?

Open Lending has split 0 times.

How Many Employees Does Open Lending Have?

Open Lending has 205 employees.

What is the current trading status of Open Lending (LPRO)?

As of 08 Aug 2025, Open Lending (LPRO) is trading at a price of 2.26, with a previous close of 2.25. The stock has fluctuated within a day range of 2.25 to 2.51, while its 52-week range spans from 0.70 to 6.92.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.