Goldman Sachs cuts UBS AG stock price target to CHF36.00

Published 27/03/2025, 08:44
Goldman Sachs cuts UBS AG stock price target to CHF36.00

On Thursday, Goldman Sachs adjusted its price target for UBS AG (UBSG:SW) (NYSE: UBS), decreasing it from CHF44.50 to CHF36.00. Despite the reduction, the investment firm maintained its Buy rating on the Swiss bank’s shares. The revised price target suggests a potential upside of approximately 22% from the stock’s current level. According to InvestingPro data, UBS, with its market capitalization of $106.1 billion, maintains a "GOOD" financial health score and has delivered strong returns over the past five years.

The decision by Goldman Sachs to lower the price target was influenced by a reassessment of the expected outcome of a capital requirements review for UBS. Analysts at Goldman Sachs now anticipate a potentially more challenging scenario than previously forecasted, with the possibility of extended uncertainty due to a lengthy political process.

Goldman Sachs also revised its target price-to-earnings (P/E) multiple for UBS from 11.5x to 9.75x. This change reflects an expectation of a $20 billion capital build through retained earnings, which is estimated to be about 15% of UBS’s projected earnings for 2027, retained annually over a 10-year period. This anticipated capital build has led to a corresponding 15% decrease in the target P/E multiple. Currently trading at a P/E ratio of 22x, InvestingPro analysis suggests the stock is fairly valued based on its proprietary Fair Value model. Discover more insights and 6 additional ProTips with an InvestingPro subscription.

In addition to the capital requirements review, Goldman Sachs has updated its earnings forecasts for UBS to account for current trends in the Investment Banking and Markets sectors, as well as adjusted Assets under Management (AuM) forecasts in light of year-to-date public market valuation changes. Consequently, Goldman Sachs now expects UBS’s earnings per share (EPS) to decrease by roughly 8% in 2025 and by about 3% in each of the following two years, primarily due to anticipated lower revenue figures. The bank has demonstrated strong growth with revenue increasing 21.24% in the last twelve months, and analysts expect EPS of $2.36 for fiscal year 2025.

In other recent news, UBS Group AG (NYSE:UBS) has been the focus of several significant developments. Deutsche Bank (ETR:DBKGn) upgraded UBS’s stock rating from Hold to Buy, raising the price target to CHF37, citing UBS’s strategic moves to reduce double leverage and enhance future flexibility. In contrast, Morgan Stanley (NYSE:MS) downgraded UBS’s stock from Overweight to Equalweight, adjusting the price target to CHF34. This decision was based on UBS’s increased capital requirements and the potential impact on share buybacks. Meanwhile, UBS is continuing workforce reductions following its acquisition of Credit Suisse, aiming for an additional $5.5 billion in cost savings. CEO Sergio Ermotti mentioned that UBS prefers voluntary departures to achieve these reductions. Additionally, UBS hired Carmine Visconti as head of technology, media, and telecommunications for Europe, the Middle East, and Africa, marking his return to the company. These recent developments reflect UBS’s ongoing strategic adjustments and operational changes.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.