Goldman Sachs initiates Porch Group stock with Buy rating, $21 target

Published 02/09/2025, 09:10
Goldman Sachs initiates Porch Group stock with Buy rating, $21 target

Investing.com - Goldman Sachs initiated coverage on Porch Group Inc. (NASDAQ:PRCH) with a Buy rating and a $21.00 price target on Tuesday. The company, with a market capitalization of $1.77 billion, has seen remarkable performance this year, delivering a 244.92% year-to-date return and trading near its 52-week high of $17.38.

The firm described Porch Group as a data-driven homeowners insurance, software, and consumer services platform that monetizes various components of the homebuying journey through both direct-to-consumer and business-to-business-to-consumer channels. With annual revenue of $435.6 million and EBITDA of $47.6 million, InvestingPro analysis reveals the company maintains a strong market position despite high volatility (Beta: 2.72).

Goldman Sachs cited Porch Group’s existing proprietary software assets in home inspections, movers, and claims, along with accelerating agency distribution of homeowners insurance products under a newly formed reciprocal exchange.

The investment bank expects accelerating revenue growth and EBITDA margin expansion for the company, noting these positive factors exist in what has otherwise been a growth deceleration environment for software companies.

Goldman Sachs also highlighted the favorable capital position of Porch Group’s new insurance structure, which it believes creates significant upside optionality and drives "scarcity value" in the business.

In other recent news, Porch Group has reported its financial results for the second quarter of 2025, showing a notable revenue beat. The company achieved earnings per share of $0.03, surpassing analysts’ expectations of -$0.08. Revenue for the quarter reached $119.2 million, exceeding the anticipated $99.39 million. Following these results, Cantor Fitzgerald has assumed coverage on Porch Group with an Overweight rating and significantly raised its price target to $20 from a previous $5. Keefe, Bruyette & Woods also increased its price target for Porch Group to $16 from $7, maintaining a Market Perform rating. This firm also adjusted its 2025 EBITDA estimate to $68 million from $67 million and kept its 2026 estimate at $104 million. These developments reflect recent positive sentiment and adjustments from analysts regarding Porch Group’s financial outlook.

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