Home First Finance stock rating downgraded to Add by Axis Capital

Published 21/07/2025, 13:08
Home First Finance stock rating downgraded to Add by Axis Capital

Investing.com - Axis Capital (NYSE:AXS) Limited downgraded Home First Finance Co India (HOMEFIRS:IN) from Buy to Add on Monday, while raising its price target to INR1,480.00 from INR1,400.00.

The rating change follows what Axis Capital described as a "recent run-up" in Home First Finance’s stock price, despite the firm maintaining confidence in the company’s business model.

Axis Capital highlighted Home First Finance’s consistency in key metrics including growth, asset quality, and profitability, noting that its technology-led business model is improving productivity and lowering turnaround time.

The research firm pointed to Home First Finance’s single-digit market share across geographies as evidence of a "long runway for growth," while also mentioning the company’s new focus states—Uttar Pradesh, Madhya Pradesh, and Rajasthan—which are actively investing in infrastructure that will benefit the housing ecosystem.

The new price target of INR1,480.00 represents 3.2x FY27E P/ABV, reflecting what Axis Capital called a "superior quality business model and sustainable above-industry growth rates backed by ample liquidity supporting funding costs."

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