Jefferies initiates buy rating on Riyad Bank stock citing IPO catalyst

Published 03/06/2025, 10:46
Jefferies initiates buy rating on Riyad Bank stock citing IPO catalyst

On Tuesday, Jefferies analysts initiated coverage on Riyad Bank (RIBL:AB) with a Buy rating, setting a price target of SAR36.50. The analysts find the stock appealing due to its current trading price, which is over 15% below the sector’s average price-to-earnings and price-to-book ratios.

The analysts noted that Riyad Bank’s shares are relatively attractive at present levels. They pointed out that while corporate exposures in Saudi Arabia might seem less appealing amid declining interest rates, the forthcoming IPO of Riyad Capital could bolster the bank’s capital position. This move is expected to enhance investor sentiment and support the sustainability of the bank’s dividends, projected to yield around 6.8% from 2025 to 2027.

Jefferies highlighted that without this corporate action, Riyad Bank’s relatively lower Common Equity Tier 1 (CET1) ratio compared to peers might draw attention. The bank has traditionally offered a diversified 65-35 corporate-retail business mix, ranking third in retail after Al Rajhi and SNB. However, recent quarters have seen faster corporate growth and increased competition, shifting the mix closer to 70-30.

The analysts believe a key focus for Riyad Bank over the next five-year strategy period will be to reclaim its position in the retail segment, which is viewed as a stable source of liquidity. This strategic shift is based on recent discussions with the bank’s management team.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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