Jones Trading initiates GBank Financial stock with Buy rating on payments growth

Published 29/09/2025, 12:52
Jones Trading initiates GBank Financial stock with Buy rating on payments growth

Investing.com - Jones Trading initiated coverage on GBank Financial Holdings Inc. (NASDAQ:GBFH), a $580.9 million market cap financial institution, with a Buy rating and a $55.00 price target on Monday. According to InvestingPro data, the stock has demonstrated strong momentum with a 99.41% return over the past year.

The firm cited GBank’s dual nature as both a commercial bank and an innovative payments business, with both segments experiencing significant growth. The payments business has seen net interchange fees increase by 951% year-over-year as of the second quarter of 2025, contributing to the company’s impressive 29.4% revenue growth in the last twelve months.

Credit card transactions have grown ten-fold as of the second quarter, which Jones Trading expects will continue to drive fee income. The research firm also highlighted a recent partnership with a premier gaming entertainment company that is currently in the approval process.

This gaming partnership is expected to generate approximately $150 million in non-interest bearing deposits. GBank’s FDIC-insured banking infrastructure provides secure, regulatory compliant player accounts for gaming clients.

While GBFH shares have risen 99% over the past year, Jones Trading believes they remain undervalued based on growth potential from the payments and gaming business. The $55 price target represents approximately 24 times next-twelve-months price-to-earnings ratio and a potential 35.2% total return. InvestingPro analysis reveals the company maintains a "GREAT" financial health score, with 8 additional key insights available to subscribers through the comprehensive Pro Research Report.

In other recent news, GBank Financial Holdings reported its second-quarter earnings, which did not meet analyst expectations. The company posted a net income of $4.8 million, or $0.33 per diluted share, falling short of the anticipated $0.39 per share. Despite this, GBank Financial Holdings achieved record loan originations, with revenue increasing to $17.8 million, a 2.4% rise from the previous quarter and a 14.6% increase year-over-year. Additionally, the company’s SBA lending and commercial banking loan originations reached an unprecedented $160.5 million for the quarter. In a separate development, GBank Financial Holdings announced a leadership change, appointing Ed Nigro as the new Chief Executive Officer. This transition follows T. Ryan Sullivan’s decision not to renew his employment agreement, with Sullivan set to continue in his role during a transition period. The Board has authorized Nigro to manage the transition and discussions regarding Sullivan’s future consulting role.

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