JPMorgan cites robust consumer spending with 5 key stats

Published 28/04/2025, 10:32
JPMorgan cites robust consumer spending with 5 key stats

On Monday, JPMorgan released an assessment of the current consumer spending environment, highlighting five key statistics that underscore the resilience of U.S. household spending. The analysis pointed to significant net wealth creation, increased checking account balances, wage growth, low unemployment, and a decrease in national gas prices as factors supporting consumer spending. This positive consumer outlook is reflected in Burlington Stores’ (NYSE:BURL) performance, with InvestingPro data showing robust revenue growth of 9.34% over the last twelve months and a healthy market capitalization of $14.06 billion.

According to JPMorgan, U.S. households have amassed an additional $46 trillion in net wealth since 2019, despite a $6 trillion negative impact from the recent S&P 500 downturn. This increase in wealth is seen as a positive sign for consumer spending capacity. Additionally, consumer checking account balances have soared, totaling $5.4 trillion as of the fourth quarter of 2024. This figure is 3.5 times higher than the $1.53 trillion recorded in the fourth quarter of 2019 and exceeds the pre-COVID high watermark, which was just below $1.7 trillion.

Wages have also seen considerable growth, rising by 27% compared to 2019. This equates to an average annual wage growth of 4.5%, which is 120 basis points above the pre-pandemic wage growth of 3.3%. The employment situation has remained stable with the unemployment rate at 4.2% as of March, or a trailing twelve-month average of 4.1%, only slightly higher than the pre-pandemic level of 3.7%.

Another factor contributing to the favorable consumer spending backdrop is the reduction in national gas prices. Year-to-date, gas prices have fallen by 6% year-over-year to an average of $3.13 per gallon. This is in comparison to the prices between fiscal years 2017 and 2019, which averaged $2.60 per gallon.

JPMorgan’s analysis presents a picture of a robust consumer sector, supported by strong financial fundamentals. These key indicators suggest that U.S. consumers have the means to maintain their spending, which is a critical driver of the economy. Get deeper insights into retail sector opportunities with InvestingPro, which offers comprehensive analysis of 1,400+ US stocks, including detailed Pro Research Reports that transform complex Wall Street data into actionable intelligence.

In other recent news, Burlington Stores reported fourth-quarter earnings that exceeded expectations, driven by higher-than-anticipated sales and improved gross margins due to reduced freight and merchandise costs. Despite this strong performance, the company’s future guidance fell below analyst expectations, though management expressed confidence in the resilience of their off-price business model. UBS analyst Jay Sole raised Burlington’s price target to $405, maintaining a Buy rating, citing the company’s "Burlington 2.0" strategy and forecasting a 19% five-year EPS compound annual growth rate. Similarly, Bernstein analysts set a price target of $380, emphasizing Burlington’s ability to outperform in a challenging retail environment and highlighting a projected 26% CAGR in EPS through fiscal year 2028.

TD Cowen also maintained a Buy rating with a $335 target, noting Burlington’s strategic focus on beauty products to attract customers and improve same-store sales. The firm anticipates significant EPS and free cash flow growth, supported by Burlington’s expansion plans and operational improvements. BMO Capital Markets reaffirmed an Outperform rating with a $293 target, attributing Burlington’s recent success to effective expense management and improved gross margins. Analysts and investors are closely monitoring Burlington’s strategic initiatives and management’s guidance for insights into future performance.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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