LPL Financial stock price target raised to $455 by Citizens on growth outlook

Published 09/10/2025, 10:10
LPL Financial stock price target raised to $455 by Citizens on growth outlook

Investing.com - Citizens has raised its price target on LPL Financial Holdings (NASDAQ:LPLA) to $455.00 from $440.00 while maintaining a Market Outperform rating. The stock, currently trading at $325.13, shows strong momentum with a 32.7% return over the past year. According to InvestingPro analysis, the company appears undervalued based on its Fair Value calculations.

The firm expects a "particularly noisy quarter" for LPL Financial due to the inclusion of two months with Commonwealth, creating transaction nuances that make near-term modeling challenging.

Despite these complications, Citizens anticipates LPL will deliver a modest beat relative to current consensus, with their earnings per share estimate of $4.67 sitting 3% above consensus expectations.

Citizens projects modest upside from market movements and interest rate-related factors, including a "modest incremental pickup in rate on Commonwealth client cash," while believing the company can perform in line or better on expenses.

Looking beyond the next several quarters of "somewhat messy" results during Commonwealth integration, Citizens believes LPL Financial "will stand out as a growth story exiting 2026" once Commonwealth, Atria, and Prudential are fully integrated.

In other recent news, LPL Financial Holdings reported a substantial growth in its assets, reaching $2.26 trillion by the end of August 2025. This represents a 16.7% increase from July, largely attributed to the acquisition of Commonwealth Financial Network, which added $275 billion in net new assets. Excluding this acquisition, LPL Financial saw $17.8 billion in organic net new assets, reflecting an 11% annualized growth rate. In terms of analyst activity, BMO Capital initiated coverage on LPL Financial with an Outperform rating, highlighting the company’s growth potential despite rising competition in the wealth management sector. Conversely, Rothschild Redburn downgraded LPL Financial from Buy to Neutral, citing challenges related to the integration of CFN. In a positive turn, Goldman Sachs reinstated its Buy rating for LPL Financial, pointing out the company’s underperformance relative to peers since the Commonwealth acquisition. Additionally, LPL Financial and Prudential Financial announced an expansion of their partnership to offer a new retirement income strategy aimed at financial advisors. These developments reflect the dynamic changes and strategic initiatives currently shaping LPL Financial’s operations.

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