Needham raises Axos Financial stock price target to $105 on Verdant deal

Published 29/09/2025, 11:54
Needham raises Axos Financial stock price target to $105 on Verdant deal

Investing.com - Needham has raised its price target on Axos Financial (NYSE:AX) to $105.00 from $102.00 while maintaining a Buy rating following the company’s acquisition announcement. The stock, currently trading at $87.45, has shown impressive momentum with a 37.65% gain over the past six months. According to InvestingPro data, the company maintains a "GREAT" overall financial health score.

Axos Financial recently revealed plans to acquire Verdant Commercial Capital (VCC), an equipment leasing company with $1.1 billion in loans and leases, for $43.5 million in cash plus potential earn-outs of up to $50 million.

Needham expects the acquisition to be immediately accretive to earnings per share, particularly as Axos should be able to replace Verdant’s higher cost funding with deposits after the transaction closes.

The research firm views the deal as a good strategic fit that helps further strengthen Axos Financial’s commercial and industrial loan book while deploying capital effectively.

With Axos Financial shares trading at a fiscal year 2027 price-to-earnings multiple of 9.7x, Needham considers the risk-reward profile favorable and notes there could be additional upside to financial estimates if management successfully extracts cost synergies from Verdant Commercial Capital.

In other recent news, Axos Financial has made significant strides with its acquisition of Verdant Commercial Capital for approximately $43.5 million in cash. This acquisition includes Verdant’s portfolio of about $1.1 billion in loans and leases, strengthening Axos Financial’s asset base. Following this development, DA Davidson raised its price target for Axos Financial to $106, maintaining a Buy rating, signaling confidence in the company’s growth trajectory.

Additionally, Axos Financial completed a $200 million subordinated notes offering, with a 7.00% Fixed-to-Floating Rate, due in 2035. The notes were issued under an indenture with U.S. Bank Trust Company, National Association acting as trustee. Keefe, Bruyette & Woods reiterated its Market Perform rating on Axos Financial, with a price target of $94, and anticipates the redemption of $160.5 million in existing subordinated debt soon.

These recent developments highlight Axos Financial’s strategic moves to expand its financial portfolio and manage its debt effectively.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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