Needham raises Axos Financial target to $88, maintains Buy

Published 29/01/2025, 14:48
Needham raises Axos Financial target to $88, maintains Buy

On Wednesday, Needham analyst Kyle Peterson updated the firm’s outlook on Axos Financial (NYSE: NYSE:AX), increasing the price target to $88 from $85 while reiterating a Buy rating on the company’s stock. The adjustment follows Axos Financial’s second quarter fiscal year 2025 earnings, which surpassed Wall Street’s expectations, particularly in terms of net income. According to InvestingPro data, the $4.13 billion market cap company has demonstrated impressive growth with revenue increasing 25% over the last twelve months.

Axos Financial reported lower than anticipated funding costs and operating expenses, contributing to the strong quarterly performance. The company’s management anticipates net interest margin (NIM) to be at the higher end of their guidance. This expectation is supported by the company’s consistent operational achievements and a favorable macroeconomic and competitive environment. InvestingPro analysis shows the company maintains a "GREAT" financial health score, with particularly strong metrics in growth and profitability.

The analyst highlighted the growth in Axos Financial’s loan pipeline and pointed out that the company’s capital ratios remain robust. The mention of a $150 million equity distribution agreement was described as a procedural move, with the potential for accretive mergers and acquisitions if opportunities present themselves.

With the stock trading at a forward price-to-earnings (P/E) multiple of approximately 9.5 times for fiscal year 2026, Needham views the risk-reward balance for Axos Financial as favorable. The firm has reiterated its Buy rating and expressed confidence in the stock, naming Axos Financial as its top pick for the year 2025. InvestingPro subscribers can access additional insights, including 6 more ProTips and a comprehensive Pro Research Report, which provides deep-dive analysis of the company’s valuation metrics and growth prospects.

In other recent news, Axos Financial has reported strong earnings and revenue results for its fiscal second quarter, surpassing projections. The company posted adjusted earnings per share of $1.82, outperforming estimates of $1.75, and revenue of $307.9 million, beating forecasts of $303.63 million. Axos Financial’s net interest income rose by 22.5% year on year to $280.1 million, primarily due to increased interest income on loans and deposits at other financial institutions. The company’s book value per share also increased by 20.9% year on year to $44.17, indicating strong capital ratios.

In a recent move, Axos Financial entered into an equity distribution agreement with Keefe, Bruyette & Woods, Inc., and Raymond (NSE:RYMD) James & Associates, Inc., potentially enabling the sale of up to $150 million in common stock. This is part of Axos Financial’s strategic financial initiatives.

Analysts from Keefe, Bruyette & Woods have adjusted their price target for Axos Financial to $90, while Raymond James has raised the target to $80. Both firms highlighted Axos Financial’s strong financial performance, potential for growth, and impressive net interest margin. These are among the recent developments at Axos Financial.

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