PayPal stock holds steady with TD Cowen’s $83 target post-outlook

Published 25/02/2025, 16:10
PayPal stock holds steady with TD Cowen’s $83 target post-outlook

On Tuesday, PayPal Holdings Inc (NASDAQ:PYPL), currently valued at $72.62 billion, maintained its Hold rating and an $83.00 price target from TD Cowen, following the company’s optimistic financial outlook presented during its investor day. TD Cowen’s analyst highlighted PayPal’s guidance, which surpassed Wall Street’s expectations, describing the company’s targets as ambitious. According to InvestingPro analysis, the stock appears undervalued compared to its Fair Value, despite trading at a P/E ratio of 18.7x. PayPal aims for a "longer-term ambition" that includes a 10% growth in total payment volume (excluding float) and an over 20% increase in earnings per share (EPS).

The financial technology firm’s shares experienced a positive reaction in pre-market trading as investors absorbed the details of the ambitious goals set forth. With annual revenue of $31.8 billion and a robust gross profit margin of 40.5%, the company has demonstrated strong financial performance. The analyst emphasized that the key to achieving these objectives lies in the successful execution of foundational strategies and gaining confidence in the acceleration of Branded Total (EPA:TTEF) Payment Volume (TPV).

PayPal’s investor day served as a platform to communicate its strategic plans and financial aspirations, which are designed to propel the company forward in the competitive digital payments landscape. InvestingPro data reveals that 18 analysts have revised their earnings upwards for the upcoming period, while the company maintains a "GOOD" overall financial health score. The guidance provided has set high expectations for the company’s performance, with a focus on sustained growth in key financial metrics. For deeper insights into PayPal’s valuation and growth potential, access the comprehensive Pro Research Report, available exclusively on InvestingPro.

Investors are closely watching PayPal’s ability to execute on its strategic initiatives, which include enhancing customer engagement and expanding its payment offerings. The company’s positive pre-market trading movement reflects investor optimism regarding PayPal’s potential to meet its outlined growth targets.

As the market opens, stakeholders in PayPal will continue to monitor the stock’s performance and the company’s progress towards achieving the ambitious goals set during its investor day. The reaffirmed price target and rating by TD Cowen serve as a barometer for the company’s current valuation in light of its future prospects.

In other recent news, PayPal Holdings, Inc. has reaffirmed its financial guidance for 2025 and provided an optimistic medium-term growth outlook, projecting high single-digit growth in transaction margin dollars and low teens growth in non-GAAP earnings per share by 2027. The company unveiled several strategic initiatives at its Investor Day, including the launch of PayPal Open, a unified merchant platform set to expand internationally, and an expanded partnership with Verifone to enhance omnichannel payment solutions. PayPal also announced a strategic relationship with J.P. Morgan Payments to introduce Fastlane, a guest checkout experience, to the UK and Europe.

Analysts from Keefe, Bruyette & Woods expressed optimism about PayPal’s growth potential, citing the company’s focus on initiatives like Fastlane and Buy Now Pay Later services. Meanwhile, Mizuho (NYSE:MFG) analysts highlighted PayPal’s new advertising platform as a potential revenue booster, estimating a 5-10% increase in total revenue if successfully implemented. The firm maintains an "Outperform" rating for PayPal, with a price target of $96.

Goldman Sachs, however, maintained a Neutral rating with a $90 price target, noting the competitive challenges PayPal faces in the digital wallet space against rivals like Apple (NASDAQ:AAPL) Pay and Google (NASDAQ:GOOGL) Pay. The firm emphasized the importance of PayPal’s strategic announcements at the analyst day to address these challenges. These developments illustrate PayPal’s strategic efforts to bolster growth and adapt to an evolving payment landscape.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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