Raymond James cuts ProAssurance stock rating to Underperform

Published 10/04/2025, 09:40
Raymond James cuts ProAssurance stock rating to Underperform

On Thursday, ProAssurance Corporation (NYSE:PRA) experienced a downgrade in its stock rating from 'Market Perform' to 'Underperform' by Raymond (NSE:RYMD) James analysts. The change in rating is primarily due to the anticipation of limited stock price growth over the next twelve months. This forecast aligns with the pending acquisition of ProAssurance by The Doctors Company, which is currently awaiting regulatory approval. According to InvestingPro data, the stock is trading near its 52-week high of $23.70, having delivered a remarkable 72% return over the past year.

The analysts at Raymond James have expressed concerns over ProAssurance's stock valuation, particularly in light of its expected earnings per share (EPS) for the year 2025. ProAssurance's 2025 estimated EPS multiple is reported at 22.0 times, which is nearly double the average of its peers, standing at 11.7 times. This valuation comes despite ProAssurance's projected return on equity (ROE) for 2025 being significantly lower than the peer average—4% compared to 12%. InvestingPro analysis suggests the stock is currently overvalued, with technical indicators showing overbought conditions. For deeper insights, investors can access 13 additional ProTips and comprehensive valuation metrics through InvestingPro's detailed research report.

The downgrade reflects the analysts' perspective based on a price to book value per share (P/BVPS) to ROE regression analysis. This analysis suggests that other companies within Raymond James' coverage might present more potential for upside, especially in the context of recent market fluctuations. Current InvestingPro data shows the stock trading at a P/B ratio of 0.99x and a P/E ratio of 15.19x, with the company maintaining a healthy current ratio of 2.64x.

The report by Raymond James highlights the comparative analysis of ProAssurance's financial metrics against its industry peers. The higher trading multiple and lower projected ROE contribute to the analysts' view that there may be better investment opportunities available in the market.

Investors and market watchers will be keeping an eye on ProAssurance's stock performance and any developments regarding the acquisition process by The Doctors Company. The regulatory outcome of this acquisition could have further implications for the company's stock valuation and performance.

In other recent news, ProAssurance Corporation is set to be acquired by The Doctors Company for approximately $1.3 billion, with shareholders receiving $25.00 per share in cash. This acquisition represents a 60% premium over ProAssurance's closing share price prior to the announcement. The transaction, expected to close in the first half of 2026, aims to create a combined entity with assets totaling around $12 billion, pending regulatory and shareholder approvals. Following this announcement, Citizens JMP downgraded ProAssurance's stock from Market Outperform to Market Perform, reflecting the anticipated stability in stock price due to the acquisition. Fitch Ratings and AM Best have both maintained stable ratings for The Doctors Company and ProAssurance, indicating no significant changes to their credit ratings at this time. Fitch noted that the acquisition aligns with The Doctors Company's operational strategy and enhances its position in the medical professional liability insurance market. The ProAssurance Board of Directors has unanimously approved the deal, and the company will delist from the New York Stock Exchange upon completion. Analysts from Citizens JMP believe the likelihood of a competing offer is low, given the strategic fit and significant premium offered.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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