RBC Capital maintains Block stock Outperform rating, $110 target

Published 20/02/2025, 15:40
RBC Capital maintains Block stock Outperform rating, $110 target

On Thursday, shares of Block Inc. (NYSE:XYZ), currently trading at $84.98, remained in focus as RBC Capital Markets reiterated their Outperform rating and $110.00 price target. The firm’s analysts pointed to Bitcoin’s recent rally as a key factor that could enhance Block’s appeal to investors. According to RBC Capital, the renewed vigor in Bitcoin trading and the anticipation of more defined regulations are expected to lead to a more detailed discussion of Block’s Bitcoin strategy when it reports its fourth-quarter 2024 results on February 20. InvestingPro analysis suggests Block is currently undervalued, with analysts setting targets ranging from $40 to $125, reflecting the stock’s notable volatility.

Block, known for its popular Cash App and Square payment platforms, is reportedly set to increase its involvement in the Bitcoin space. With a market capitalization of $48.4 billion and robust revenue growth of 14.75% in the last twelve months, Block continues to demonstrate strong market presence. RBC Capital anticipates that Block will not only continue to facilitate Bitcoin sales but will also emphasize securing the cryptocurrency’s network through mining and wallets, as well as improving its usability in commerce. This strategic shift is seen as a move that could attract investor attention and potentially lead to a reassessment of Block’s valuation, taking into account more than just its core businesses. According to InvestingPro, the company maintains a healthy financial position with a "GOOD" overall health score and strong liquidity, as current assets exceed short-term obligations.

The analyst’s comments underscore the potential that Block has to capitalize on the burgeoning interest in cryptocurrencies and blockchain technology. While the company’s primary services have traditionally been centered around payment processing and financial services, its venture into the realm of digital currencies represents an expansion of its business model. With a gross profit margin of 36.35% and expected profit growth this year, Block demonstrates solid fundamentals. For deeper insights into Block’s financial health and growth prospects, InvestingPro offers comprehensive analysis through its Pro Research Report, available along with 8 additional key ProTips.

Block’s strategy to delve deeper into the Bitcoin ecosystem by focusing on aspects such as mining and creating more practical applications for the cryptocurrency in commerce is anticipated to be a significant topic in the upcoming earnings discussion. This approach is expected to broaden the scope of what investors consider when evaluating the company’s stock.

RBC Capital’s maintained rating and price target suggest a confidence in Block’s ability to navigate the complexities of the cryptocurrency market and leverage it for growth. The firm’s analysis indicates that the integration of Bitcoin-related activities could provide a new dimension to Block’s revenue streams and market presence.

In other recent news, Block Inc. has faced significant regulatory challenges, as the Consumer Financial Protection Bureau (CFPB) imposed a $175 million penalty on the company for failing to adequately address fraud on its Cash App platform. The penalty includes $120 million in refunds to customers and a $55 million fine to the CFPB’s victims relief fund. The CFPB criticized Block for insufficient security protocols and inadequate customer service, which left users vulnerable to fraud. Additionally, Block was fined $80 million by state regulators for violations of the Bank Secrecy Act and anti-money laundering laws.

Meanwhile, Jefferies has maintained a Buy rating on Block, citing improvements in the company’s compliance program that are expected to stabilize Cash App’s user base. Citi analyst Andrew Schmidt also reaffirmed a Buy rating, raising the price target to $108 and noting the company’s strong mid-term growth potential, particularly with its focus on product development and distribution. Raymond (NSE:RYMD) James upgraded Block’s stock rating to Outperform, setting a price target of $115, driven by expectations of double-digit growth in Seller Gross Payment Volume (GPV) by 2025.

The analysts at Raymond James expressed confidence in Block’s ability to enhance its Seller GPV growth, despite uncertainties in the Cash App segment. They highlighted the company’s strategic initiatives, including international expansion and product innovation, as key factors supporting future growth. These developments paint a complex picture for Block Inc., balancing regulatory penalties with optimistic analyst outlooks on its growth trajectory.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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