Stephens raises Prosperity Bancshares target to $94, keeps Overweight

Published 30/01/2025, 13:44

The analyst’s positive outlook includes a forecast of 9% year-over-year NII growth for 2025, despite an anticipated 2% decline in average earning assets compared to the previous year. Trading at a P/E ratio of 15.85 and offering a 2.92% dividend yield, the bank has maintained dividend payments for 27 consecutive years. The new $94 price target is based on 15 times Stephens’ 2026 EPS forecast of $6.32 and 2.17 times the 12-month trailing book value per share (TBVPS) forecast. Olney’s commentary provided insight into Prosperity Bancshares (NYSE:PB)’ financial performance and expectations, emphasizing the bank’s balance sheet opportunities as a key driver for growth in the coming year. The Overweight rating suggests that Stephens views Prosperity Bancshares stock as a better value than the average stock within the analyst’s coverage universe.

The analyst’s positive outlook includes a forecast of 9% year-over-year NII growth for 2025, despite an anticipated 2% decline in average earning assets compared to the previous year. Trading at a P/E ratio of 15.85 and offering a 2.92% dividend yield, the bank has maintained dividend payments for 27 consecutive years. The new $94 price target is based on 15 times Stephens’ 2026 EPS forecast of $6.32 and 2.17 times the 12-month trailing book value per share (TBVPS) forecast. Olney’s commentary provided insight into Prosperity Bancshares’ financial performance and expectations, emphasizing the bank’s balance sheet opportunities as a key driver for growth in the coming year. The Overweight rating suggests that Stephens views Prosperity Bancshares stock as a better value than the average stock within the analyst’s coverage universe.

The analyst’s positive outlook includes a forecast of 9% year-over-year NII growth for 2025, despite an anticipated 2% decline in average earning assets compared to the previous year. The new $94 price target is based on 15 times Stephens’ 2026 EPS forecast of $6.32 and 2.17 times the 12-month trailing book value per share (TBVPS) forecast.

Olney’s commentary provided insight into Prosperity Bancshares’ financial performance and expectations, emphasizing the bank’s balance sheet opportunities as a key driver for growth in the coming year. The Overweight rating suggests that Stephens views Prosperity Bancshares stock as a better value than the average stock within the analyst’s coverage universe.

In other recent news, Prosperity Bancshares has updated its executive compensation terms and launched a stock buyback plan. The new employment agreement with Chairman H.E. Timanus, Jr. includes modified compensation terms in the event of a change in company control. The company has also authorized a stock buyback of up to 5% of its outstanding common stock over the next year. Prosperity Bancshares has been showing signs of stability and growth, with a net income of $127 million in Q3 2024, an increase from the previous year’s $112 million. The company has also raised its dividend to $0.58 per share for Q4 2024, up from $0.56. BofA Securities analyst Ebrahim Poonawala has upgraded Prosperity Bancshares stock from Underperform to Neutral, based on expectations of a favorable economic climate for bank mergers and acquisitions, and high interest rates. The company is targeting a net interest margin of 3% by the end of 2024, with projections increasing to 3.27% for 2025, and 3.65% for 2026. Despite a drop in revenue, Prosperity Bancshares’ net interest margin improved and the warehouse lending business remains robust. The company is also open to potential mergers and acquisitions. These are recent developments in Prosperity Bancshares’ operations.

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