Truist Financial price target raised to $55 by Morgan Stanley on growth outlook

Published 20/10/2025, 10:42
Truist Financial price target raised to $55 by Morgan Stanley on growth outlook

Investing.com - Morgan Stanley has raised its price target on Truist Financial (NYSE:TFC) to $55.00 from $54.00 while maintaining an Equalweight rating on the stock. According to InvestingPro data, the stock appears undervalued based on its Fair Value analysis, with analyst targets ranging from $46.10 to $55.00.

The bank missed consensus estimates on net interest income in the most recent quarter, falling approximately 1% below expectations due to softer net interest margin, which declined by 4 basis points. However, Morgan Stanley noted that loan growth is picking up, with net interest margin expected to rebound in the fourth quarter and beyond as interest rate cuts continue. InvestingPro analysis shows that 6 analysts have recently revised their earnings upwards for the upcoming period, suggesting growing confidence in the bank’s outlook.

Capital markets revenue rebounded from second-quarter lows, aligning with management guidance, while wealth management provided an additional fee tailwind amid strong market performance. Truist also reduced its fiscal year 2025 net charge-off guidance following solid third-quarter credit performance.

The financial institution revealed medium-term targets suggesting revenue growth will double to more than 4% by 2026, with over 100 basis points of operating leverage driving annual earnings per share growth exceeding 8% and a 15% return on tangible common equity by 2027. With a current market capitalization of $54.5 billion and an impressive track record of maintaining dividend payments for 53 consecutive years, Truist demonstrates strong financial stability. Get deeper insights into Truist’s financial health and growth potential with InvestingPro’s comprehensive research report.

Truist aims to reach a Common Equity Tier 1 (CET1) ratio target of 10% by the fourth quarter of 2027, compared to its current 9.4% including accumulated other comprehensive income, with quarterly share buybacks of $750 million implying approximately 100% payout in the near term while progressing toward its target. The bank currently offers a dividend yield of 4.88%, significantly above many peers in the financial sector.

In other recent news, Truist Financial Corporation reported its third-quarter earnings for 2025, with a net income of $1.3 billion or $1.04 per share. This performance fell short of the expected earnings per share (EPS) forecast of $0.99, resulting in an EPS surprise of -8.08%. Despite this, the company demonstrated solid financial results. Analysts had anticipated a different outcome, which led to some market reactions. Truist’s earnings report is a crucial development for investors monitoring the company’s financial health. While the stock experienced some fluctuations, the focus remains on the company’s earnings performance. These recent developments highlight the importance of Truist Financial’s earnings and revenue results for investors.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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