UBS maintains Neutral on Rocket Cos, holds $14 price target

Published 01/04/2025, 14:36
UBS maintains Neutral on Rocket Cos, holds $14 price target

On Tuesday, UBS analysts maintained a Neutral stock rating for Rocket Companies Inc . (NYSE:RKT) with a consistent price target of $14.00. The firm’s commentary highlighted Rocket Companies’ recent strategic moves, including its second acquisition in March aimed at expanding the Rocket housing ecosystem. The analysts acknowledged the transaction’s strategic and financial rationale, noting that it appears to be a sensible addition to the company’s growth strategy. According to InvestingPro data, the stock has experienced significant volatility, with a -9.8% return over the past week and a beta of 2.37, indicating higher market sensitivity than average.

The acquisition is part of Rocket Companies’ efforts to further develop its services within the housing market. UBS analysts believe that the acquisition aligns with the company’s goals and could contribute positively to its operations. However, they also pointed out that valuation remains a sticking point in their assessment of Rocket Companies’ stock. The firm’s evaluation is based on comparing the premium Rocket Companies commands over its peers, considering the capabilities of its platform. InvestingPro data reveals the company trades at a P/E ratio of 64.1x and a notably high Price/Book ratio of 34.3x, though its PEG ratio of 0.27 suggests potential undervaluation relative to its growth prospects.

Rocket Companies has been actively working to enhance its position in the housing market through acquisitions, seeking to create a more comprehensive ecosystem for its customers. This strategy is in line with the company’s long-term objectives to strengthen its market presence and offer a wider range of services. The company maintains strong financial health with a current ratio of 21.12, indicating robust liquidity. InvestingPro analysis includes 12 additional key insights about RKT’s financial position and growth prospects, available exclusively to subscribers.

Despite these strategic moves, UBS analysts have not altered their stance on Rocket Companies’ stock valuation. Their analysis suggests that while the company’s platform is robust, the current stock price already reflects a premium compared to its industry peers. This perspective is what underpins their decision to reiterate a Neutral rating.

The price target set by UBS indicates their expectation of where the stock price may settle in the near term. For investors, this target provides a reference point against which to measure the company’s stock performance and market valuation. Rocket Companies’ continued focus on strategic acquisitions and ecosystem development will be key factors to watch in assessing the company’s future stock potential.

In other recent news, Rocket Companies announced a significant acquisition of Mr. Cooper Group in an all-stock transaction valued at $9.4 billion. This move is expected to position Rocket Companies as a leading mortgage servicer with a servicing portfolio exceeding $2.1 trillion, covering nearly 10 million clients. Analysts at Keefe, Bruyette & Woods maintained an Underperform rating for Rocket Companies, highlighting potential cost synergies of $500 million annually by 2027. Barclays (LON:BARC) also reiterated an Underweight rating, noting the acquisition’s potential to create a balanced business model. The deal, set to close in the fourth quarter of 2025, is anticipated to enhance Rocket’s mortgage recapture capabilities and streamline operations.

Raymond (NSE:RYMD) James analysts expressed concerns about potential challenges for ICE Mortgage Technologies due to the merger. They noted the integration of Rocket’s origination platform and Mr. Cooper’s servicing platform could lead to significant cost savings. Rocket Companies CEO Varun Krishna emphasized the strategic importance of this acquisition, focusing on leveraging data and AI to enhance client relationships. Mr. Cooper’s CEO Jay Bray is expected to take on a leadership role within Rocket Mortgage, underscoring the transformative potential of the merger. The acquisition is subject to regulatory and shareholder approvals, with financial advisories provided by J.P. Morgan Securities and Citigroup (NYSE:C) Global Markets.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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