AlbaCo receives conditional UK banking license approval

Published 27/08/2025, 15:10
AlbaCo receives conditional UK banking license approval

LONDON - AlbaCo Limited has secured conditional approval from UK regulators to operate as a deposit-taking institution, according to a statement from Caledonian Holdings plc (AIM:CHP) on Wednesday.

The Prudential Regulatory Authority (PRA) and Financial Conduct Authority (FCA) have approved AlbaCo’s application for a UK banking license, subject to the company raising minimum authorisation capital of £25 million. This capital requirement must meet AlbaCo’s operational needs and buffers for at least the next 12 months based on its business plan projections.

Caledonian Holdings, an AIM-quoted investing company focused on financial services, currently holds 1,000,000 ordinary shares in AlbaCo, representing 3.65% of AlbaCo’s issued share capital.

The regulatory approval follows five years of preparation work by AlbaCo and its advisers to meet regulatory requirements.

Jim McColl, Executive Director of Caledonian Holdings, called the approval "a landmark for AlbaCo" in the press release statement.

This development follows Caledonian Holdings’ previous announcement regarding AlbaCo on August 13, 2025.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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