AM Best upgrades Georgia Capital’s P&C insurance unit to investment grade

Published 10/07/2025, 12:22
AM Best upgrades Georgia Capital’s P&C insurance unit to investment grade

LONDON - AM Best has upgraded the credit rating of Aldagi, the property and casualty insurance business of Georgia Capital PLC (GCAP), to investment grade "bbb- (Stable)" from "bb+ (Positive)," according to a company statement released Thursday.

The upgrade marks the first time a Georgian insurance company has received an international investment-grade credit rating. AM Best cited Aldagi’s ability to maintain a resilient balance sheet and sustain strong risk-adjusted capitalization as key factors in its decision.

"We are proud of Aldagi’s milestone achievement, which highlights the quality of the business. Achieving investment-grade status is a significant step for both Aldagi and the broader Georgian insurance sector," said Irakli Gilauri, Georgia Capital’s Chairman and CEO.

The rating agency’s assessment emphasized Aldagi’s prudent capital and underwriting management practices as contributing factors to the upgrade.

Georgia Capital operates as an investment platform focused on developing businesses in Georgia, targeting opportunities with potential to reach at least GEL 300 million in equity value within 3-5 years of initial investment. The company’s portfolio includes retail pharmacy operations, insurance businesses, and healthcare services.

Additionally, Georgia Capital holds minority stakes in several businesses, including a 20% equity position in a water utility business and a 19.3% stake in Lion Finance Group PLC, formerly known as Bank of Georgia Group PLC.

The information was disclosed in a regulatory filing to the London Stock Exchange (LON:LSEG).

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.