Bank of Sharjah reports 57% profit increase in first half of 2025

Published 23/07/2025, 07:04
Bank of Sharjah reports 57% profit increase in first half of 2025

SHARJAH - Bank of Sharjah P.J.S.C. reported a net profit of AED 268.3 million for the first half of 2025, marking a 57% increase compared to AED 171 million in the same period last year, according to the bank’s condensed consolidated interim financial statement.

The bank’s operating income rose to AED 453.3 million in the six-month period, up from AED 300.1 million in the first half of 2024, representing a 51% improvement. Net interest income increased by 55% to AED 319.5 million from AED 206 million a year earlier.

Total (EPA:TTEF) assets grew by 8% to AED 47.1 billion as of June 30, 2025, compared to AED 43.6 billion at the end of 2024. The loan portfolio expanded significantly, with net loans and advances increasing by 24% to AED 30.1 billion from AED 24.3 billion at year-end 2024.

Customer deposits rose by 9% to AED 32.3 billion from AED 29.7 billion at the end of December 2024. The bank maintained a strong capital position with a total capital ratio of 14.04% as of June 30, 2025.

The bank’s financial statement shows its investment securities portfolio stood at AED 9.7 billion, slightly down from AED 10.1 billion at the end of 2024.

Bank of Sharjah continues its strategic efforts to delink from its Lebanese subsidiary, Emirates Lebanon Bank S.A.L., which has been classified as held for sale. The bank noted that improving political and economic conditions in Lebanon have renewed interest from potential buyers, with discussions advancing.

The financial information was based on a press release statement from Bank of Sharjah.

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