BBVA receives updated minimum requirements for own funds

Published 12/06/2025, 18:26
BBVA receives updated minimum requirements for own funds

MADRID - Banco Bilbao (NYSE:BBVA) Vizcaya Argentaria (BME:BBVA) has received new minimum capital requirements from the Bank of Spain, according to a statement based on a company press release.

The Spanish banking regulator has set BBVA (BME:BBVA)’s Minimum Requirement for own funds and Eligible Liabilities (MREL) at 23.13% of total risk-weighted assets (RWAs) of its resolution group on a sub-consolidated level. The requirement includes a subordination component of 13.50% of RWAs.

Additionally, the bank must maintain own funds and eligible liabilities equal to 8.59% of its leverage ratio exposure, with 5.66% to be fulfilled with subordinated instruments.

The updated requirements, which took effect immediately upon receipt Thursday, were calculated based on financial and supervisory information as of December 31, 2023. This communication supersedes previous requirements announced on March 27.

The MREL and subordination requirements in RWAs do not include the applicable combined capital buffer requirement, which currently stands at 3.65% according to current regulations and supervisory criteria.

BBVA stated that its current structure of own funds and eligible liabilities already complies with all the new requirements.

The resolution group consists of Banco Bilbao Vizcaya Argentaria and subsidiaries belonging to the same European resolution group. As of December 31, 2023, the resolution group’s RWAs amounted to €214.76 billion, while the total exposure for leverage ratio calculations stood at €517.47 billion.

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