Beeline raises $6.5 million, cuts debt by $5.3 million in H1 2025

Published 01/07/2025, 13:10
Beeline raises $6.5 million, cuts debt by $5.3 million in H1 2025

PROVIDENCE, R.I. - Beeline Holdings, Inc. (NASDAQ:BLNE), a fintech company with a current market capitalization of $14.42 million, has raised $6.5 million in new capital through its At-The-Market and equity line of credit programs during the final week of June, according to a press release statement issued Tuesday.

The digital mortgage platform also reported reducing its debt by $5.3 million during the first half of 2025, with $1.3 million cut in the first quarter and $4 million in the second quarter. This reduction brings the company’s total third-party debt down to $2.3 million, excluding its subsidiary’s mortgage warehousing line. According to InvestingPro data, the company maintains impressive gross profit margins of 60.89%, though its overall financial health score indicates some challenges.

Beeline ended the quarter with over $6 million in cash and reported approximately $40 million in shareholders’ equity as of March 31, 2025.

"We’ve faced a tough macro environment over the last few years, but we stayed disciplined, focused, and innovative," said Nick Liuzza, CEO of Beeline, in the company statement.

The company, which operates a digital mortgage platform and the Beeline Labs SaaS division, is headquartered in Providence, Rhode Island. According to CFO Chris Moe, the company’s current priorities include becoming debt-free and achieving positive cash flow.

The mortgage fintech firm, which uses AI-powered technology for home loan processing, noted that its shares are currently trading at approximately 30% of book value based on the reported shareholders’ equity. InvestingPro analysis confirms this low valuation with a Price/Book ratio of 0.31, making it one of many stocks currently trading below book value. Subscribers to InvestingPro can access 8 additional key insights about BLNE, along with detailed financial metrics and Fair Value analysis in the comprehensive Pro Research Report.

In other recent news, Beeline Holdings reported raising $6.5 million in equity capital and reducing its debt by $5.3 million, ending the quarter with over $6 million in cash and $2.3 million in third-party indebtedness. The company also completed its first stablecoin-based fractional equity sale, marking the start of several similar transactions set to occur before a national launch in early August 2025. CEO Nicholas Liuzza, Jr. invested further in the company by purchasing additional equity worth $151,000, contributing to a larger investment totaling over $4 million. Beeline Holdings disclosed the sale of 210,526 shares of common stock valued at $250,000, part of a previously filed agreement. Additionally, the company extended the maturity date of its Senior Secured Notes to August 2025 and borrowed $250,000 from an affiliate lender. The Board of Directors appointed Francis Knuettel II as a new member, bringing experience from previous leadership roles. These developments are based on recent SEC filings and press releases.

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