Citi trims DLocal stock price target on profitability concerns

Published 21/08/2024, 13:34
Citi trims DLocal stock price target on profitability concerns

On Wednesday, Citi updated its stance on DLocal Limited (NASDAQ:DLO), a cross-border payment platform. It lowered its price target to $10.00 from the previous $10.50 while maintaining a Neutral rating on the stock. The adjustment follows the company's second-quarter results for the fiscal year 2024.

The firm expressed no surprise at DLocal's short-term downward guidance revision, noting that it now anticipates the company achieving its projected metrics, albeit likely at the lower end of the range. The report highlighted a particular concern regarding the mid-term outlook for DLocal, citing structural downward trend intake rates that could adversely affect the company's profitability.

Citi's analysis pointed out that DLocal's shares are currently valued at a high 20 times the projected 2024 earnings, which underscores the firm's reiteration of a Neutral/High Risk rating for the stock. This rating reflects the firm's cautious stance on DLocal's future financial performance amid the pressures identified.

The report did not provide any specific expectations for DLocal's future performance beyond the revised price target and the reiterated stock rating. It simply laid out the current valuation and the factors that led to the adjustment of the price target and the ongoing neutral perspective on the company's stock.

In other recent news, DLocal Limited has experienced several significant developments. The company's recent earnings report showed robust Total Payment Volume (TPV) growth of 38% quarter over quarter, despite a slowdown in revenue growth. Revenue growth declined to 6% year over year, largely due to a 94% revenue drop from Nigeria and a 13% decrease in Chile, both of which were influenced by weak foreign exchange rates.

Susquehanna maintained a Positive rating on DLocal, but reduced its price target to $14 from $21 in light of these developments. Despite the revenue challenges, DLocal's commitment to investing in essential infrastructure, such as technology, product development, sales, and operations, is expected to support its growth trajectory.

On the other hand, BofA Securities maintained a Neutral rating but raised its price target for DLocal shares to $8.00, up from the previous $7.50. This adjustment followed DLocal's second-quarter earnings release, which slightly missed analysts' expectations. Despite this, DLocal's TPV remained relatively stable, indicating resilience amid revenue challenges.

In the second quarter of 2024, DLocal reported a record $6.0 billion in TPV, marking a 38% year-over-year growth. This growth was fueled by the addition of new merchants and expansion in various verticals. Despite currency devaluations and repricing by a major merchant, DLocal maintained stable net take rates and saw an 11% quarter-on-quarter gross profit growth.

InvestingPro Insights

As DLocal Limited (NASDAQ:DLO) navigates through its fiscal challenges, real-time data from InvestingPro offers additional perspectives on the company's financial health and market performance. Currently, DLocal boasts a market capitalization of approximately $2.43 billion, reflecting its standing in the cross-border payment sector. The company's P/E ratio stands at 18.9, indicating investor expectations for future earnings. Notably, DLocal's revenue has grown by 33.84% over the last twelve months as of Q2 2024, showcasing its ability to expand despite the downward guidance revision.

InvestingPro Tips highlight that management's aggressive share buyback strategy and the significant return over the last week, with a 9.28% price total return, may signal confidence in DLocal's value proposition. Additionally, analysts predict the company will be profitable this year, a testament to its operational resilience. However, with the stock trading at a high Price/Book multiple of 5.5, investors are advised to consider the balance between growth prospects and valuation metrics.

For those seeking a deeper dive into DLocal's performance and strategic outlook, InvestingPro provides an array of additional tips. Visit InvestingPro's DLocal page for a comprehensive analysis, including 12 more InvestingPro Tips that could inform your investment decisions.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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