Genie Energy expands risk management with insurance subsidiary

Published 05/12/2024, 22:38
Genie Energy expands risk management with insurance subsidiary

NEWARK, NJ - Genie Energy Ltd. (NYSE: NYSE:GNE), a provider of retail and renewable energy solutions currently trading at $14.75 and valued at $401.47 million, has announced the expansion of its risk management strategy through its insurance initiative. According to InvestingPro analysis, the company maintains strong financial health with more cash than debt on its balance sheet. The company, which previously revealed plans to diversify its consumer product offerings with insurance options, has now secured broker licenses in seven states and started offering third-party insurance products to its customers.

The initiative is spearheaded by a wholly-owned insurance subsidiary, set to enhance Genie's risk management. Genie's CEO, Michael Stein, stated, "We expect the economics of our offerings to strengthen gradually as we build out and bring to market internally-generated consumer offerings in the coming months."

In addition to the insurance expansion, Genie Energy also disclosed that it would pay approximately $40 million in premiums to its subsidiary for expanded insurance coverage. This move aims to mitigate a broader range of risks. As a result, Genie anticipates a non-recurring, non-cash charge of about $31 million in the fourth quarter of 2024 for insurance loss reserves, which will be reported in its financial results. However, this charge will not affect the company's Adjusted EBITDA.

The premium payments to the subsidiary will be recorded as restricted cash and other assets on Genie's consolidated balance sheet, with the funds available for investment to support the company's strategic objectives.

As of September 30, 2024, Genie reported having cash and equivalents, restricted cash, and marketable equity securities totaling $191.7 million, with a healthy current ratio of 2.56. The company provides electricity and natural gas to customers and offers community and utility-scale solar energy solutions through its renewables division. InvestingPro analysis suggests the stock is currently undervalued, with multiple positive indicators including strong cash flows and efficient operations. For detailed insights and access to the comprehensive Pro Research Report covering Genie Energy and 1,400+ other stocks, visit InvestingPro.

The information in this article is based on a press release statement by Genie Energy Ltd.

In other recent news, Genie Energy reported solid financial results for the third quarter of 2024. The company recorded $12 million in income from operations and $14 million in adjusted EBITDA, despite a decrease in consolidated revenue due to lower electricity consumption. The energy firm is also making strategic growth moves, including expanding into the California natural gas market and successfully executing a significant residential electricity aggregation deal.

Genie Energy's strong performance extends to its business segments, with GREW's revenue increasing by 29.2% to $6.1 million and Diversegy's revenue doubling year-over-year. The company also added approximately 36,000 net new meters during the quarter. These are among the recent developments that reflect the company's ability to adapt and grow in the dynamic energy market.

Despite a 10.5% decrease in consolidated revenue to $111.9 million, primarily due to lower electricity consumption, Genie Energy remains on track to meet the higher end of its annual adjusted EBITDA guidance. The company's commitment to diversification and long-term growth is evident in its strategic initiatives and robust financial health. As Genie Energy continues to execute on its growth strategies, analysts expect the company to maintain its performance momentum into 2025.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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