LoanDepot stock hits 52-week low at $1.12 amid market challenges

Published 09/04/2025, 14:46
LoanDepot stock hits 52-week low at $1.12 amid market challenges

In a challenging market environment, LoanDepot Inc (LDI) stock has touched a 52-week low, with shares plummeting to $1.12. With a market capitalization of $362 million and a weak financial health score according to InvestingPro, the company faces significant operational challenges. The mortgage lender has faced significant headwinds over the past year, reflected in a stark 1-year change with the stock value declining by -55.38%. This downturn comes amidst a broader industry struggle, as rising interest rates and a cooling housing market weigh heavily on companies in the home financing sector. Despite generating $986 million in revenue, the company's negative free cash flow and rapid cash burn rate raise concerns, though current valuations suggest the stock may be undervalued. Investors are closely monitoring LoanDepot's performance for signs of a turnaround or further decline in an increasingly volatile market. Access comprehensive analysis and 12 additional ProTips about LDI through InvestingPro's detailed research report.

In other recent news, LoanDepot Inc. reported its financial results for Q4 2024, revealing a significant shortfall in both earnings and revenue. The company posted an earnings per share (EPS) of -$0.17, missing the analyst forecast of -$0.01, and reported revenue of $257 million, which fell short of the expected $310.09 million. Despite these financial challenges, LoanDepot completed its Vision 2025 strategic program and launched a new initiative called Project NorthStar. The company also experienced a 34% increase in loan origination volume year-over-year, reaching $7.2 billion. Analysts from various firms have noted the continued pressure from a depressed mortgage market, which has impacted LoanDepot's financial performance. The company's adjusted net loss for the quarter was $47 million, compared to a $27 million loss in the same period of the previous year. LoanDepot's cash position stood at $422 million at the end of the quarter, and the company remains focused on maintaining high liquidity levels. Looking ahead, LoanDepot has provided guidance for Q1 2025, expecting pull-through weighted lock volume to be between $4.8 billion and $5.8 billion.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.