Seacoast receives regulatory approvals for Villages Bancorporation deal

Published 05/09/2025, 22:18
Seacoast receives regulatory approvals for Villages Bancorporation deal

STUART, Fla. - Seacoast Banking Corporation of Florida (NASDAQ:SBCF), a $2.72 billion market cap regional bank trading near its 52-week high, announced Friday that it has received all required regulatory approvals for its planned acquisition of Villages Bancorporation, Inc. (VBI).

The Federal Reserve System’s Board of Governors and the Office of the Comptroller of the Currency have approved Seacoast’s application regarding the acquisition and the merger of Citizens First Bank into Seacoast National Bank.

The transaction is expected to close around October 1, 2025, subject to customary closing conditions, including approval from VBI shareholders.

Seacoast, with approximately $15.9 billion in assets and $12.5 billion in deposits as of June 30, 2025, operates 84 full-service branches across Florida. The company provides commercial and consumer banking, wealth management, and mortgage services.

The company has filed a registration statement on Form S-4 with the Securities and Exchange Commission in connection with the proposed merger. The registration includes a proxy statement of Villages Bancorporation and a prospectus of Seacoast.

This announcement follows the previously disclosed acquisition agreement between the two financial institutions. The information was shared in a company press release statement.

In other recent news, Seacoast Banking Corporation of Florida reported strong second-quarter 2025 earnings, exceeding analysts’ expectations. The company achieved an earnings per share (EPS) of $0.52, surpassing the forecasted $0.42. Additionally, Seacoast Banking’s revenue outperformed predictions, reaching $151.4 million. Keefe, Bruyette & Woods responded to these results by raising the stock’s price target to $33 from $32, maintaining an Outperform rating. The upgrade was influenced by the bank’s improved profitability, characterized by higher fees, increased net interest income, and a reduction in loan loss provisions. Furthermore, the bank’s net interest margin expanded, accompanied by a 12 basis point reduction in deposit costs compared to the previous quarter. These developments highlight Seacoast Banking’s financial strength and operational efficiency.

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