TD Bank expands AI R&D with new NYC Layer 6 office

Published 22/04/2025, 20:10
TD Bank expands AI R&D with new NYC Layer 6 office

NEW YORK - TD Bank Group (Market Cap: $108.28B), a prominent player in the banking industry according to InvestingPro analysis, has announced the opening of a new Layer 6 office in New York City, aiming to enhance customer experiences through advanced artificial intelligence (AI) for its U.S. operations. Layer 6, acquired by TD in 2018, has been instrumental in deploying machine learning solutions from its Toronto headquarters. The expansion into New York will leverage local talent and support TD Bank, America’s Most Convenient Bank®, and its other U.S. businesses.

The new office, located at One Vanderbilt, will initially staff 20 data scientists, machine learning experts, and AI implementation specialists. It is set to formally open later in 2025, marking a significant investment in innovation and AI capabilities for the bank, which has maintained dividend payments for an impressive 53 consecutive years.

Leo Salom, President and CEO of TD Bank, emphasized the importance of the New York expansion in strengthening TD’s commitment to innovation and future growth. Luke Gee, Chief Analytics & AI Officer at TD, highlighted Layer 6’s role in maintaining TD’s leadership in banking innovation, particularly with recent advances in generative AI.

TD Bank, part of The Toronto-Dominion Bank, serves over 10 million customers and is one of the largest banks in the U.S. by assets. It operates more than 1,100 locations across the Northeast, Mid-Atlantic, Metro D.C., the Carolinas, and Florida, and trades on the New York and Toronto stock exchanges under the symbol "TD".

The establishment of the Layer 6 office in New York City is a strategic move to meet increasing business demands and customer expectations for personalized banking services. This expansion is based on a press release statement from TD Bank.

In other recent news, Toronto Dominion Bank (TD) reported first-quarter 2025 earnings that exceeded expectations, with an earnings per share of $2.02, surpassing the forecasted $1.99. The bank’s revenue also surpassed expectations, reaching $15.03 billion compared to the anticipated $13.23 billion. Alongside the positive earnings report, TD has initiated an $8 billion share buyback program, further indicating its robust financial position. Analysts noted that TD’s Common Equity Tier One (CET1) ratio is expected to rise to 14.2% following the sale of its Schwab stake, which is part of its strategic initiatives. In addition, TD Bank has been focusing on AML remediation, with a budget of $500 million set for this initiative, highlighting its commitment to compliance. The bank has also announced plans for an Investor Day in the latter half of 2025 to discuss ongoing strategic reviews and future guidance. These developments reflect TD’s strategic focus on strengthening its financial and operational framework in a challenging economic environment.

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