BankUnited shares surge as Q1 earnings top estimates

Published 28/04/2025, 12:04
BankUnited shares surge as Q1 earnings top estimates

MIAMI LAKES, Fla. -On Monday, BankUnited, Inc. (NYSE:BKU) reported first quarter earnings that beat analyst expectations, despite a revenue miss.

The company’s shares were up 4.94% in premarket trading following the release.

The Miami Lakes-based lender posted adjusted earnings per share of $0.78 for the quarter ended March 31, 2025, surpassing the consensus estimate of $0.74. However, revenue came in at $255.41 million, falling short of analysts’ projections of $264.35 million.

BankUnited’s net income for the quarter totaled $58.5 million, down from $69.3 million in the previous quarter and $48.0 million in the same period last year.

"We’re happy to start the year on a strong note, and remain fairly optimistic about our prospects for the year in spite of the uncertainty in the macro-environment," said Rajinder Singh, Chairman, President and Chief Executive Officer.

The bank saw improvements in its funding profile, with non-interest bearing demand deposits growing by $453 million, or 5.9%, to reach 29% of total deposits. Total (EPA:TTEF) deposits increased by $192 million during the quarter.

BankUnited’s net interest margin declined slightly to 2.81% from 2.84% in the previous quarter, reflecting the impact of declining rates on its modestly asset-sensitive balance sheet.

The company maintained a robust capital position, with a CET1 ratio of 12.2% at the consolidated level. BankUnited also announced a 7% increase in its quarterly dividend to $0.31 per share.

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