KeyCorp misses Q2 earnings expectations despite revenue growth

Published 22/07/2025, 11:46
 KeyCorp misses Q2 earnings expectations despite revenue growth

CLEVELAND - On Tuesday, KeyCorp (NYSE:KEY) reported second quarter earnings that fell short of analyst expectations, despite posting strong revenue growth of 21% year-over-year.

The company’s shares edged down 0.11% in pre-market trading following the announcement.

The bank reported net income of $387 million, or $0.35 per diluted share, compared to analyst estimates of $0.35 per share.

Revenue reached $1.8 billion in the quarter, in line with consensus estimates, driven by a 4% increase in net interest income quarter-over-quarter and a 10% growth in noninterest income year-over-year. Net interest margin improved by 8 basis points from the previous quarter to 2.66%.

Commercial loan growth was a bright spot, with period-end loans increasing by $1.6 billion quarter-over-quarter. Commercial loans have grown $3.3 billion or 5% year-to-date. The bank also reported improved credit quality, with net charge-offs declining 8% from the previous quarter.

"Our second quarter results demonstrate continued strong momentum," said Chris Gorman, Chairman and CEO. "Revenue was up 21% year-over-year driven by our clearly defined net interest income tailwinds and 10% growth in noninterest income, while expenses grew 7%."

Investment banking and debt placement fees increased 41.3% year-over-year to $178 million, reflecting higher syndications, commercial real estate, and equity issuance activity. The bank’s assets under management reached a record $64 billion.

KeyCorp maintained its quarterly dividend of $0.205 per share. The bank’s Common Equity Tier 1 ratio stood at 11.7% at quarter-end, indicating a strong capital position.

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