TransUnion beats Q2 expectations, shares rise 4% on strong financial services growth

Published 24/07/2025, 11:38
 TransUnion beats Q2 expectations, shares rise 4% on strong financial services growth

CHICAGO - TransUnion (NYSE:TRU) shares gained 4% after the credit reporting company exceeded second quarter expectations, driven by strong performance in its U.S. Financial Services segment and improved guidance for the full year.

The company reported adjusted earnings of $1.08 per share, surpassing analyst estimates of $0.99, while revenue reached $1.14 billion, exceeding the consensus forecast of $1.1 billion. Revenue grew 10% YoY on a reported basis and 9% on an organic constant currency basis.

U.S. Markets revenue, which accounts for the majority of TransUnion’s business, increased 10%, led by a robust 17% growth in Financial Services. The International segment grew 6% on an organic constant currency basis, with India accelerating to 8% growth while Canada and Africa delivered double-digit increases.

"TransUnion delivered strong results that again exceeded financial guidance," said Chris Cartwright, President and CEO. "After the last several years of investment, we are now focused on execution and value creation."

The company also improved its financial position, reducing its leverage ratio to 2.8x at quarter-end while repurchasing $47 million in shares through mid-July.

For the third quarter, TransUnion expects revenue between $1.12 billion and $1.14 billion and adjusted earnings per share of $0.99 to $1.04. The company raised its full-year 2025 guidance, now projecting 6-7% revenue growth on both a reported and organic constant currency basis.

Net income attributable to TransUnion was $110 million for the quarter, compared with $85 million in the second quarter of 2024, with diluted earnings per share increasing to $0.56 from $0.44 a year earlier.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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