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TransUnion (TRU)

NYSE
Currency in USD
100.03
+0.97(+0.98%)
Closed
After Hours
100.10+0.07(+0.07%)
TRU Scorecard
Full Analysis
Has raised its dividend for 3 consecutive years
Fair Value
Day's Range
98.38100.20
52 wk Range
58.59113.17
Key Statistics
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Prev. Close
99.05
Open
99.31
Day's Range
98.38-100.2
52 wk Range
58.59-113.17
Volume
780K
Average Volume (3m)
1.46M
1-Year Change
63.99%
Book Value / Share
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Fair Value
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Fair Value Upside
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TRU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
120.06
Upside
+20.02%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year
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TransUnion Company Profile

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments. The U.S. Markets segment provides consumer reports, actionable insights, and analytic services to businesses, which uses its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, technology, commerce and communications, insurance, media, services and collections, tenant and employment, and public sectors. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which help consumers to manage their personal finances; consumer credit reporting, insurance and auto information solutions, and commercial credit information services. It serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

TransUnion SWOT Analysis


Financial Resilience
TransUnion demonstrates robust performance with 12% organic revenue growth in Q3 2024, consistently outperforming conservative guidance and showcasing adaptability
Growth Catalysts
Explore TransUnion's expansion into emerging verticals, international market success, and $50 million innovation booking, driving diversification and market leadership
Navigating Challenges
Delve into TransUnion's strategies for addressing lower quality earnings from breach wins and potential impediments to short-term growth acceleration
Future Trajectory
Analyst projections suggest 7-8% revenue growth for FY2025, with price targets ranging from $80 to $121, reflecting varied outlooks on TransUnion's market position
Read full SWOT analysis
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TransUnion Earnings Call Summary for Q4/2024

  • TransUnion reports 12% Q3 revenue growth, raises full-year guidance to $4.161-$4.181 billion, indicating 9% growth
  • Transformation program expected to yield $200M in free cash flow benefits by 2026; capital expenditures to decrease to 8% of revenues
  • Q3 adjusted EPS up 14% to $1.04; full-year EPS projected at $3.87-$3.93; aims to maintain leverage ratio under 3x
  • International revenue grew 12% in constant currency; U.S. financial services up 17%; mortgage segment down 8% but expects 10% Q4 increase
  • OneTru platform and cloud migration to drive innovation; Fed's rate cut expected to boost volumes, especially in mortgages
Last Updated: 23/10/2024, 23:12
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Compare TRU to Peers and Sector

Metrics to compare
TRU
Peers
Sector
Relationship
P/E Ratio
87.0x−2.9x11.7x
PEG Ratio
0.371.030.03
Price/Book
4.6x2.5x1.4x
Price / LTM Sales
4.8x4.1x1.2x
Upside (Analyst Target)
21.2%21.0%20.8%
Fair Value Upside
Unlock8.1%6.0%Unlock

Analysts' Recommendations

14 Buy
5 Hold
0 Sell
Ratings:
17 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 120.06

(+20.02% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.15
Dividend Yield
0.42%
Industry Median 0.92%
Annualised payout
0.4200
Paid quarterly
5-Years Growth
+6.96%
Growth Streak

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FAQ

What Is the TransUnion (TRU) Premarket Price Today?

The TransUnion (TRU) premarket price is . Premarket price change units: . Premarket percentage change: . Premarket volume: . Current date: 03 Dec 2024. Previous close: 99.05

What Stock Exchange Does TransUnion Trade On?

TransUnion is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for TransUnion?

The stock symbol for TransUnion is "TRU."

What Is the TransUnion (TRU) Afterhours Price Today? (Afterhours variable test: ) Current Date: 03 Dec 2024

After hours price: . After hours price change (units): . Price change percentage:

What Is the TransUnion Market Cap?

As of today, TransUnion market cap is 19.30B.

What is TransUnion Earnings Per Share?

The TransUnion EPS is 1.15.

What Is the Next TransUnion Earnings Date?

TransUnion will release its next earnings report on 17 Feb 2025.

From a Technical Analysis Perspective, Is TRU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

What Is TransUnion (TRU) Price Target According to Analysts?

Based on analysts, the average 12-month price target for TransUnion is , with a high estimate of and a low estimate of . analysts recommend buying the stock, while suggest selling, leading to an overall rating of . The stock has an upside potential of %.

What Is TransUnion (TRU) Price Target According to Analysts?

Based on analysts, the average 12-month price target for TransUnion is , with a high estimate of and a low estimate of . analysts recommend buying the stock, while suggest selling, leading to an overall rating of . The stock has an upside potential of %.
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