China leaves loan prime rate unchanged in October amid US trade tensions

Published 20/10/2025, 02:12

Investing.com-- The People’s Bank of China left its benchmark loan prime rate unchanged as widely expected on Monday, with policymakers seen remaining cautious amid a recent spike in U.S.-China trade tensions. 

The LPR was left at record-low levels, with China seen keeping monetary policy ultra-loose to offset a years-long disinflationary trend. 

The PBOC left its one-year LPR at 3.0%, while the five-year LPR, which is used to set mortgage rates, was kept at 3.50%, as expected. 

The LPR is set by the PBOC using considerations from 18 designated commercial banks, and serves as a benchmark for lending rates, especially mortgages, in China.

The hold was widely expected, with Beijing seen making few changes as it navigates heightened trade tensions with the United States.

U.S. President Donald Trump earlier in October threatened to impose 100% tariffs against China, although he tempered his rhetoric last week. 

China had signaled that it remained ready to fight any trade war. But a swathe of recent economic readings showed the world’s second-largest economy remained on the backfoot, especially amid sustained manufacturing headwinds and rampant disinflation. 

Beijing is widely expected to dole out more economic support in the coming months to offset this trend. 

 

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.