These analysts say the U.S. economy has become "K-shaped." Here’s why.

Published 21/10/2025, 11:26
Updated 21/10/2025, 11:28
© Reuters.

Investing.com - A recent divergence in some parts of the U.S. economy is expected to remain in place unless there is a "substantial" decline in rates, according to analysts at Wells Fargo.

In a note, the analysts including Ohsung Kwon suggested that the world’s economy has become "K-shaped," a type of post-recession recovery in which industries and regions rebound at different times or magnitudes.

Recently, they argued, the trend has become more apparent since the launch of OpenAI’s ChatGPT chatbot in late-November 2022 ushered in a boom in enthusiasm around the potential of artificial intelligence.

Although ChatGPT’s emergence was predicted to fuel an uptick in productivity, large-cap companies, many of which are heavy investors in AI, have led a 5.5% gain in output, data from Wells Fargo and FactSet found. Real revenue per worker in the small-cap-focused Russell 2000 index, meanwhile, has fallen by 12.3%.

Elsewhere, among consumers, lower quality credit loans have a 7.1% delinquency rate, compared to just 2.9% for higher quality loans, the analysts said.

Since a metric of U.S. business activity from the Institute for Supply Management dipped in contraction territory in late-2022, industrial firms which churn out complex products like software, especially those relying on AI, have also outperformed so-called "short-cycle" industrial names that concentrate on items that are more straightforward or low-risk to produce, the analysts added.

Gold has also soared in the wake of a flood of stimulus measures during the COVID-19 pandemic, they noted, adding that U.S. Treasuries, on the other hand, have "languished."

"Winners keep winning in this K-shaped economy," the analysts wrote. They flagged that, unless the benchmark 10-year Treasury yield drops closer to 3% than its current level of just under 4% -- and subsequently pushes down interest expenses, opens up access to capital and powers an inflection in business activity -- these trends should continue.

Against this backdrop, they recommended that investors stick with "winners until lower rates drive a sustained rotation" in the economy and markets.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.