EUR/USD: BofA forecasts 1.17 by end-2025

Published 21/07/2025, 10:02
©  Reuters

Investing.com - Bank of America maintains its forecast for the euro to strengthen against the U.S. dollar, projecting the EUR/USD exchange rate to reach 1.17 by the end of 2025.

BofA economists remain strongly convinced that the European Central Bank will cut its policy rates by 25 basis points in both September and December, which would bring the terminal deposit rate to 1.50% in the current rate cut cycle.

The bank’s forecast then shows a reversal in policy direction, with economists predicting 25 basis point rate hikes in March 2027 and June 2027, ultimately returning the deposit rate to 2.00%.

According to BofA, the euro currently trades stronger than the dollar when compared to its recent relationship with short-term U.S.-EU rate differentials, as shown in the bank’s analysis.

Ongoing U.S. policy uncertainty may support market pricing of a higher risk premium on U.S. assets, which contributes to BofA’s currency strategists’ bullish outlook for the euro against the dollar through 2025.

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