Philippine central bank cuts banks’ RRR by 200 bps

Published 21/02/2025, 13:12
© Reuters.

Bangko Sentral ng Pilipinas (BSP), the Philippines’ central bank, announced a cut in the reserve requirement ratio (RRR) for banks by 200 basis points, effective in the week of March 28.

According to Reuters, this move will lower the reserve requirement for universal and commercial banks to 5%. Additionally, the RRR for digital and thrift banks will be reduced by 150 basis points and 100 basis points, respectively.

This decision follows the central bank’s unexpected move to maintain interest rates during a policy review last week. At that time, BSP Governor Eli Remolona indicated that the bank was considering further reductions in reserve requirements, although the timing was not specified. The last RRR cut occurred in September, which saw a reduction of 250 basis points, bringing it down to 7%.

The central bank emphasized its strategic goal of promoting efficient allocation of bank funds into productive loans and investments. According to the BSP, lowering the RRR is expected to reduce financial intermediation frictions, allowing banks to better serve the economy.

The BSP’s announcement coincides with the ongoing weakness of the US dollar, which persists despite the looming threat of tariffs. The central bank’s action aims to encourage economic growth by making more funds available for lending and investment, thereby supporting the broader financial system and economy.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.