Bank of America files legal opinion for medium-term notes with SEC

Published 16/10/2025, 22:58
© Reuters.

Bank of America Corporation (NYSE:BAC), a prominent player in the banking industry with a market capitalization of $369.62B and strong financial health score according to InvestingPro, filed an 8-K report with the Securities and Exchange Commission on Thursday, announcing the submission of a legal opinion related to its previously registered medium-term notes offerings.

According to the filing, Bank of America and its affiliate, BofA Finance LLC, have an effective shelf registration statement on Form S-3, which registers the offering of Medium-Term Notes, Series P, by the Corporation, and Medium-Term Notes, Series A, by BofA Finance, along with related guarantees by Bank of America. The bank, currently trading at an attractive P/E ratio of 13.6 and generating annual revenue of $101.4B, appears undervalued based on InvestingPro’s Fair Value analysis.

The company reported that it has filed as exhibits the opinion of Sidley Austin LLP regarding the validity of the Series P Notes, Series A Notes, and the associated guarantees. The filing also includes the related consent from Sidley Austin LLP.

The exhibits—specifically, Exhibits 5.1 and 23.1—are now incorporated by reference into the registration statement for these securities offerings.

This information is based on a press release statement contained in the company’s 8-K filing with the SEC.

In other recent news, Bank of America reported stronger-than-expected earnings for the third quarter of 2025. The bank’s earnings per share reached $1.06, surpassing the forecast of $0.95, while revenue exceeded expectations at $28.09 billion compared to the anticipated $27.48 billion. UBS maintained its Buy rating on Bank of America, highlighting the significance of the earnings per share surpassing the "psychological" hurdle of one dollar. Additionally, TD Cowen raised its price target for the bank’s stock to $61 from $59, maintaining a Buy rating and describing the quarter as "textbook" with core earnings per share of $1.06.

In another development, Bank of America announced plans to redeem $2.5 billion in senior notes ahead of their original maturity date. The redemption is scheduled for October 2025, with the bank paying 100% of the principal amount plus accrued interest. Interest on these notes will cease to accrue on the redemption date. These recent developments reflect ongoing activity and strategic decisions at Bank of America.

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