Maison Solutions Inc. modifies loan terms, extends maturity date

Published 13/03/2025, 13:34
Maison Solutions Inc. modifies loan terms, extends maturity date

Maison Solutions Inc. (NASDAQ:MSS), a retail grocery company with annual revenue of $91.19 million and a market capitalization of $29.34 million, has entered into a modification agreement that revises the payment schedule and extends the maturity date of a secured promissory note, according to a recent SEC filing. According to InvestingPro data, the company’s current ratio of 0.48 indicates potential liquidity challenges.

The modification agreement, dated March 12, 2025, involves Maison Solutions Inc., its wholly-owned subsidiary AZLL LLC, Lee Lee Oriental Supermart LLC, and the note’s holders, Meng Truong and Paulina Truong. The agreement extends the note’s maturity date to May 11, 2026, and introduces an additional interest rate of eight percent annually on the outstanding principal balance as of January 15, 2025. This interest will be payable on the earliest of the extended maturity date or the occurrence of any defined event of default.

This financial restructuring follows the acquisition of Lee Lee Oriental Supermart, Inc. by AZLL LLC, which was completed on April 8, 2024. The acquisition was initially financed through a secured promissory note for $15,188,032.25, with adjustments set forth in the note’s terms. The company’s debt-to-equity ratio stands at 5.14, reflecting significant leverage in its capital structure.

The modification agreement also includes new default events and remedies, as well as additional company covenants. As part of the agreement, Maison Solutions Inc. paid a documentation fee of $35,000 to the holders.

This strategic move by Maison Solutions Inc. reflects a reorganization of its financial obligations following the acquisition, providing the company with more time to fulfill its payment obligations under the secured promissory note. For deeper insights into MSS’s financial health and additional analysis, investors can access more than 8 exclusive InvestingPro Tips and comprehensive financial metrics.

The information in this article is based on a press release statement.

In other recent news, Maison Solutions Inc. has entered into a three-year consultancy agreement with Good Fortune Supermarkets, effective January 29, 2025. This partnership will see Maison Solutions providing strategic consulting services to four Good Fortune locations in Massachusetts, New York, Rhode Island, and Virginia. The consultancy agreement includes a weekly service fee of $25,000, amounting to approximately $1.3 million annually. The services will focus on operational efficiency, marketing, business growth, supply chain and distribution support, and tailored staff training programs. Maison Solutions’ President, Chairman, and CEO, John Xu, emphasized that this agreement aligns with the company’s growth strategy and will help strengthen its balance sheet for future expansion plans. Maison Solutions aims to support smaller grocery chains and enhance their operational capabilities. The company has acquired equity interests in seven traditional Asian supermarkets across California and Arizona. These recent developments showcase Maison Solutions’ commitment to expanding its strategic solutions offerings in the grocery retail sector.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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