S&W Seed faces potential sale of assets after default on $19 million loan

Published 17/07/2025, 22:40
S&W Seed faces potential sale of assets after default on $19 million loan

S&W Seed Company (NASDAQ:SANW) disclosed Thursday that it has received a notice from its lender, ABL OPCO LLC (Mountain Ridge), indicating intent to sell substantially all of the company’s assets in a private sale following a loan default.

According to a statement based on an SEC filing, S&W Seed was notified on July 11 that Mountain Ridge intends to offer for sale the collateral securing the company’s obligations under a credit agreement. The sale is expected to occur on or after July 24, in accordance with Article 9 of the Uniform Commercial Code. The collateral represents substantially all of S&W Seed’s assets, excluding certain specified assets.

The notice follows a previously disclosed event of default under S&W Seed’s credit agreement dated December 19, 2024. The default was triggered by the company’s failure to immediately prepay amounts owed after its revolving loan exposure exceeded the borrowing base, as required by the agreement. The aggregate principal amount of the revolving loans outstanding is approximately $19.0 million, not including accrued interest, fees, costs, and other charges.

S&W Seed stated in the filing that it does not have sufficient funds to repay the obligations. The company’s assets are subject to a first priority security interest in favor of Mountain Ridge under the terms of the agreement.

This information is based on a press release statement included in the company’s Form 8-K filed with the Securities and Exchange Commission.

In other recent news, S&W Seed Company has reported its financial results for the third quarter of 2025, showing a slight increase in revenue to $9.5 million from $9.4 million the previous year. The company also improved its gross profit margin to 37.7% from 24.6% and achieved a positive adjusted EBITDA of $244,000 for the first time in many years. However, S&W Seed revised its full-year revenue guidance downward to a range of $29-31 million, citing challenges such as tariffs affecting the Chinese market. In another development, the company announced plans to voluntarily delist from the Nasdaq Capital Market, citing potential future non-compliance with listing requirements and the high costs of maintaining SEC reporting obligations. The delisting is expected to become effective 10 days after filing a Form 25 with the SEC around July 24, 2025. Following the delisting, S&W Seed plans to file a Form 15 to suspend its reporting obligations under the Securities Exchange Act of 1934. Additionally, S&W Seed recently replaced its CEO amid financial challenges, appointing Vanessa Baughman as Interim CEO. The company also entered into new financing arrangements and significantly reduced its workforce.

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