Woori Financial Group reports first-half 2025 results, declares interim dividend

Published 14/08/2025, 13:34
Woori Financial Group reports first-half 2025 results, declares interim dividend

Woori Financial Group Inc. (NYSE:WF, KRX:316140) released its business and financial results for the first half of 2025 on Thursday, according to a statement filed with the U.S. Securities and Exchange Commission.

For the six months ended June 30, 2025, the group reported consolidated net income of ₩1,594 billion, compared to ₩3,171 billion for full-year 2024 and ₩2,627 billion for full-year 2023. Net income attributable to owners of the parent for the period was ₩1,552 billion. Operating income for the first half was ₩1,978 billion.

Earnings per share for the first half were ₩2,006. The group declared interim cash dividends totaling ₩294.2 billion, or ₩400 per share, for the first and second quarters of 2025. The cash dividend payout ratio for the period was 18.96%. No stock dividends were declared.

As of June 30, 2025, Woori Financial Group had total assets of ₩534.1 trillion and total equity of ₩35.7 trillion on a consolidated basis. The group’s BIS capital adequacy ratio was 16.06%, with risk-weighted assets of ₩229.5 trillion and equity capital of ₩36.9 trillion. The group’s non-performing loan ratio stood at 0.61%, with a loan loss reserve coverage ratio of 127.0%.

The group’s liquidity coverage ratio at Woori Bank was 107.24% for Korean won and 147.48% for foreign currency as of the end of the second quarter, both above regulatory requirements.

The board of directors consisted of eight members as of June 30, 2025, including seven independent directors and one standing director. At the annual general meeting on March 26, 2025, four new independent directors were appointed and one was reappointed. In-Sub Yoon was named chairman of the board.

The group’s largest shareholder remained the Employee Stock Ownership Association of Woori Financial Group, holding 5.81% of shares as of June 30, 2025. Other major shareholders included the National Pension Service (6.56%) and BlackRock Fund Advisors (6.07%).

These results and other information, including governance and capital structure details, were provided in Woori Financial Group’s first-half 2025 business report, as disclosed in the SEC filing.

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