BofA downgrades Bank of Nova Scotia as macroeconomic outlook worsens

Published 31/03/2025, 15:58

Investing.com -- On Monday, Bank of America downgraded Bank of Nova Scotia (NYSE:BNS) to Neutral from Buy, citing a “sea change in the operating outlook” driven by trade tensions and economic uncertainty. 

The firm also lowered its price target for the stock to C$70 from C$82.

BofA sees a "relatively narrow path for Scotia to outperform", given several challenges. 

They state that the bank’s exposure to Mexico and Latin America (13% and 28% of earnings, respectively) is a concern, especially after BofA’s Economics team downgraded its Mexico GDP forecast to zero percent. 

Additionally, BofA believes Scotiabank’s CET1 capital ratio of 12.9%—below the 13.5% median for peers—could limit its ability to navigate worsening economic conditions. 

BofA also flagged “execution risk tied to management’s turnaround efforts.”

Management teams across Canada’s largest banks appear cautious, with businesses stalling activity as they await clarity on U.S. tariffs and potential policy actions following Canada’s April 28 federal election, says BofA.

The BofA analysts also noted that investor sentiment has remained resilient, partly due to expectations of policy support.

While consumer confidence has turned negative, BofA believes the impact of tariffs may be temporary. 

If a truce is reached, it could set the stage for a rebound in late 2025 and 2026. However, given the current uncertainty, BofA prefers Royal Bank of Canada, TD Bank, and CIBC (TSX:CM) over Scotiabank (TSX:BNS).

 

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.