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Citigroup beats Q1 earnings, revenue consensus expectations

Published 12/04/2024, 13:16
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Citigroup (C) reported its first-quarter earnings Friday. Earnings and revenue topped analyst consensus expectations, pushing its stock price 1% higher premarket.

The bank posted earnings per share of $1.58, above the consensus estimate of $1.22, while revenue for the quarter came in at $21.1 billion, topping the consensus estimate of $20.39 billion.

Revenues decreased 2% from the prior-year period on a reported basis.

However, excluding $1 billion in divestiture-related impacts, primarily the gain from the sale of the India consumer business in the prior-year period, revenues were up 3% year over year. The increase was driven by growth across Citi's Banking, U.S. Personal Banking (USPB), and Services units, partially offset by declines in Markets and Wealth.

"Last month marked the end to the organizational simplification we announced in September. The result is a cleaner, simpler management structure that fully aligns to and facilitates our strategy. It will also help us execute our Transformation where we've made good progress as we retire multiple legacy platforms, streamline end-to-end processes, and strengthen our risk and control environment," said Citi CEO Jane Fraser.

Fraser noted that Services continue to perform well and generate very attractive returns, while the rebound in Banking gained speed and Wealth saw fees increase, gathering more than an estimated $22 billion of net new assets over the past 12 months. For U.S. Personal Banking, Citi sees momentum across both its card business and solid engagement in our digital payment offerings.

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