Gentera raises full-year guidance after strong Q2 performance

Published 24/07/2025, 07:38
© Reuters.

Investing.com -- Gentera SAB de CV (BMV:GENTERA) reported strong second-quarter results with net income of MXN2.1 billion, flat quarter-over-quarter but up 77% year-over-year, exceeding Bloomberg consensus by 10%.

The company achieved a return on equity of 25.9% for the quarter, with all three business units performing well. Compartamos Mexico posted a 30.8% ROE, while Compartamos Peru reached 22.7% and Concredito hit 27.1%.

Consolidated loan growth remained robust at 21.6%, while non-performing loan formation decreased to 10.8%, its lowest level in 12 months. By unit, NPL formation was 9.9% in Mexico, 9.8% in Peru (down from a peak of 15.6%), and 23.6% at Concredito.

Following these results, Gentera raised its full-year 2025 earnings per share guidance by approximately 10%, from MXN4.55-4.70 to MXN5.0-5.15, representing year-over-year growth of 31-35%.

This new target exceeds the current Bloomberg consensus of MXN4.89 per share.

The company maintained its loan growth guidance at 13-16% for the year.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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