QCR Holdings stock rating reiterated at Overweight by Piper Sandler

Published 24/06/2025, 14:16
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Investing.com - Piper Sandler has reiterated its Overweight rating and $88.00 price target on QCR Holdings (NASDAQ:QCRH), citing expectations for a rebound in capital markets revenue.

The firm expects capital markets revenue to reach $12.5 million in the second quarter, a significant improvement from the $6.5 million shortfall seen in the first quarter. Piper Sandler notes that activity has picked up in the second quarter and believes QCR’s greater degree of future permanent financing should improve capital efficiency within its LIHTC vertical.

Net interest income is projected to increase 2% from the last quarter, driven by mid-single-digit organic loan growth that is largely core funded with core deposit gathering via share gains. The firm models core net interest margin expansion of 2 basis points to 3.43% in the second quarter through further funding cost relief, higher yielding loan production, and ongoing fixed rate loan upward repricing.

Credit quality is expected to remain a non-issue for QCR Holdings, according to the research note. The bank’s valuation is viewed as compelling at 8.9 times consensus 2026 estimates compared to peers at 9.3 times.

Piper Sandler highlighted QCR’s top-tier return on assets outlook, with estimates of 1.2% in 2025 and 1.3% in 2026, along with strong tangible book value growth prospects as key factors supporting the Overweight rating.

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