Taiwan’s credit rating affirmed at ’AA’ with stable outlook - Fitch

Published 05/08/2025, 15:16
Taiwan’s credit rating affirmed at ’AA’ with stable outlook - Fitch

Investing.com -- Fitch Ratings has affirmed Taiwan’s Long-Term Foreign-Currency Issuer Default Rating at ’AA’ with a Stable Outlook, citing the island’s strong external finances and prudent fiscal management.

The rating agency highlighted Taiwan’s position as a substantial net external creditor, with a net external creditor position of 214% of GDP as of end-2024, far exceeding the ’AA’ median of just 6.4% of GDP. Taiwan’s current account surplus is expected to remain robust at around 15% of GDP during 2025-2027.

Foreign exchange reserves increased by approximately $21 billion year-to-date through June, despite some volatility in capital flows.

Fitch projects Taiwan’s government debt-to-GDP ratio will steadily decline to about 27% by 2027 from 31% in 2024, reflecting low deficits and solid economic growth. The general government balance registered a surplus of 0.4% of GDP in 2024, outperforming the target deficit of 1.7% of GDP due to revenue overperformance and slight underspending.

For 2025, Fitch forecasts GDP growth of 3.4%, above the official forecast of 3.1%, supported by strong exports driven by continued demand for AI-related products and moderate gains in private consumption. Growth is expected to moderate to 2.7% in 2026-2027.

Taiwan’s advanced manufacturing and specialized semiconductor ecosystem provide a competitive edge, with Taiwan Semiconductor Manufacturing Company holding a 60% global market share in the foundry segment. Taiwanese firms also account for nearly 90% of global AI servers.

However, the rating agency noted several challenges, including complex cross-strait relations, vulnerability to external demand shocks, and potential global trade policy changes affecting the technology sector. Cross-strait tensions are expected to persist, with China conducting military drills encircling the island in October 2024 and April 2025.

The ruling Democratic Progressive Party’s loss of majority in the legislature following the 2024 parliamentary election continues to present challenges for policy implementation. The 2025 budget was passed with spending cuts of about TWD207.6 billion (0.8% of 2025 GDP forecast), particularly to national defense.

Fitch also highlighted risks in Taiwan’s large life insurance sector, which is highly exposed to appreciation of the Taiwan dollar due to its large short position. A sharp currency appreciation of 7% in May prompted central bank intervention to stabilize the currency and limit the sector’s losses.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.