Atlanticus stock price target raised to $95 from $78 at JMP

Published 18/09/2025, 09:56
Atlanticus stock price target raised to $95 from $78 at JMP

Investing.com - JMP Securities raised its price target on Atlanticus Holdings Corp. (NASDAQ:ATLC), a $1.09 billion market cap financial services company with impressive 26.2% revenue growth, to $95.00 from $78.00 on Thursday, while maintaining a Market Outperform rating on the stock. According to InvestingPro, the company maintains a GREAT financial health score of 3.29.

The price target increase follows JMP’s updated analysis of Atlanticus after its acquisition of Mercury Financial. The firm incorporated new assumptions about net yield growth on the Mercury portfolio as it optimizes fees and annual percentage rates. InvestingPro data shows the stock trading at an attractive P/E ratio of 12.7x relative to its growth potential, with 10 additional exclusive insights available to subscribers.

JMP expects the Mercury acquisition to provide earnings per share accretion of approximately $1.00 in 2026 and $3.00 in 2027, based on company guidance midpoints.

The new price target is based on a 9x price-to-earnings multiple applied to JMP’s 2027 earnings estimate, discounted back by one year to establish a 12-month target.

JMP lowered its price target multiple from 10x to 9x, noting that a significant portion of the expected earnings accretion reflects one-time fair value gains on the Mercury portfolio.

In other recent news, Atlanticus Holdings Corporation has reported significant developments. The company announced its acquisition of Mercury Financial, a major credit card issuer, for $162 million in cash. This transaction includes potential incentives based on the credit performance of the acquired portfolio and adds 1.3 million credit card accounts along with $3.2 billion in credit card receivables to Atlanticus’ portfolio. As a result, Atlanticus now manages over 5 million serviced accounts and more than $6 billion in managed receivables.

BTIG has raised its price target for Atlanticus to $105 from $84, maintaining a Buy rating due to the acquisition. This adjustment comes with an increased 2027 earnings per share estimate by 32% to $15.94. JMP has also reiterated its outperform rating for Atlanticus following the Mercury deal.

Additionally, Atlanticus has completed a private offering of $400 million in senior notes with a 9.75% interest rate due in 2030. The proceeds from this offering are intended to repay outstanding amounts under its recourse warehouse facilities and potentially fund future acquisitions. The senior notes are unconditionally guaranteed by certain domestic subsidiaries of Atlanticus.

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