Bank of America stock target cut to $47 by CFRA, retains buy rating

Published 15/04/2025, 20:12
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On Tuesday, CFRA research firm adjusted its outlook on Bank of America stock (NYSE: BAC), reducing the price target from $53.00 to $47.00 but maintaining a Buy rating on the shares. Kenneth Leon from CFRA cited a modified risk premium and a forward price-to-earnings (P/E) ratio of 13.1 times, aligning closely with the five-year historical average of 12.8 times, as the rationale behind the new target. According to InvestingPro data, analyst targets currently range from $43 to $58, with a consensus recommendation leaning toward Buy.

Bank of America’s stock is valued at a premium compared to most commercial banks, attributed to its large scale and superior platforms that cater to both consumer and commercial clients. With a market capitalization of $290.2 billion, it trades at a current P/E ratio of 11.78x. Currently, the stock trades at 1.4 times price to net tangible book value, which is under the five-year historical average of 1.6 times. InvestingPro analysis suggests the stock is fairly valued based on its comprehensive Fair Value model.

CFRA also revised its earnings per share (EPS) estimates for the coming years, decreasing them by $0.15. For 2025, the EPS forecast is now set at $3.60, and for 2026, the prediction is $4.20. These adjustments are based on projected revenues of $108 billion for 2025 and $113 billion for 2026.

The financial institution reported a robust first quarter in 2025, with EPS climbing to $0.90, marking an 18.4% increase from the previous year. Bank of America’s revenue experienced a 6.2% rise, reaching $27.4 billion. This growth was propelled by increases in both net interest income and noninterest income, indicating a strong start to the year. InvestingPro data highlights the bank’s impressive 11-year streak of dividend increases, with a current yield of 2.84%. Subscribers can access 8 additional ProTips and comprehensive financial metrics through InvestingPro’s detailed research reports.

In other recent news, Bank of America reported its first quarter 2025 earnings, surpassing analyst expectations with an earnings per share (EPS) of $0.90, compared to the forecast of $0.82. The company’s revenue also exceeded projections, reaching $27.4 billion against an anticipated $26.99 billion. This strong financial performance was attributed to an 11% year-over-year increase in net income, amounting to $7.4 billion. Additionally, Bank of America maintained robust digital engagement and saw growth in commercial loans, contributing to its positive results. Analysts noted that the company’s strategic focus on investment banking and global markets has helped sustain growth across various segments. Furthermore, the bank’s return on tangible common equity was reported at 14%, highlighting its financial stability. Looking ahead, Bank of America expects a full-year net interest income improvement of 6-7%, with a projected Q4 2025 net interest income exit rate between $15.5 billion and $15.7 billion.

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