BMO Capital lifts Corpay stock target to $410, maintains Outperform

Published 07/05/2025, 17:38
BMO Capital lifts Corpay stock target to $410, maintains Outperform

On Wednesday, BMO Capital Markets adjusted their outlook on Corpay shares (NYSE:CPAY), raising the price target from $380.00 to $410.00. The firm continues to endorse an Outperform rating for the company, which currently commands a market capitalization of $22.58 billion. According to InvestingPro data, Corpay trades at a P/E ratio of 22.4x and maintains a "GOOD" overall financial health score. Analyst Rufus Hone at BMO Capital expressed confidence in Corpay’s ability to achieve durable double-digit organic revenue growth, building on its current revenue growth rate of 5.77% and impressive gross profit margin of 78.13%. This perspective comes after Corpay’s first-quarter results met expectations and the company reaffirmed its 2025 guidance. The reaffirmation carries weight considering the broader economic concerns that were prevalent prior to the report’s release.

Hone anticipates that from the second to the fourth quarter, Corpay’s organic revenue growth will pick up pace, with the second half of 2025 expected to see double-digit growth in Vehicle Payments. The growth in this segment is forecasted to accelerate into the mid-double-digit percentage range in the United States. Additionally, Corporate Payments are projected to witness approximately 20% growth, buoyed by a surge in new bookings growth in the first quarter across both cross-border transactions and payables.

BMO Capital Markets is also closely monitoring developments surrounding the AVDX "option." While details are still forthcoming, Hone believes that if Corpay were to take full ownership of AVDX, it could significantly enhance the company’s earnings per share (EPS) and positively influence Corpay’s valuation multiple. This potential move is seen as a factor contributing to the raised price target for Corpay shares.

The analyst’s comments reflect a positive outlook for Corpay, underpinned by strong performance indicators and strategic opportunities that may further bolster the company’s financial position and market valuation. Corpay, with its focus on Vehicle and Corporate Payments, appears to be on a trajectory that could potentially exceed market expectations, as indicated by the revised price target from BMO Capital Markets. For deeper insights into Corpay’s valuation and growth prospects, including additional ProTips and comprehensive financial metrics, visit InvestingPro, where you’ll find detailed analysis in our exclusive Pro Research Report.

In other recent news, Corpay reported its first-quarter 2025 earnings, revealing an 8% year-over-year increase in revenue, totaling $1.6 billion, with earnings per share (EPS) at $4.51, aligning with market expectations. The company demonstrated robust growth in its Corporate Payments segment, which saw a 19% organic increase. Corpay also announced a strategic partnership with Mastercard (NYSE:MA) and a $500 million investment in AvidXchange, reflecting its focus on expanding payment technology capabilities. Jefferies analyst Trevor Williams raised Corpay’s stock price target to $375, maintaining a Buy rating, citing confidence in Corpay’s strategic direction and growth potential. Meanwhile, JPMorgan adjusted Corpay’s price target to $400, maintaining an Overweight rating, as the company continues to reshape its business strategy. Despite concerns over U.S. tariffs, Corpay has not seen a significant impact, although it has cautiously included a potential downturn in its financial outlook for the second half of 2025. The company remains optimistic about achieving a 10% organic revenue growth for the remainder of the year.

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