BMO maintains Outperform on Remitly, $27 target amid growth

Published 23/01/2025, 18:24
BMO maintains Outperform on Remitly, $27 target amid growth

On Thursday, BMO Capital Markets sustained their positive outlook on Remitly Global Inc (NASDAQ:RELY) with an Outperform stock rating and a steady price target of $27.00. The endorsement comes as the digital remittance provider, currently trading near its 52-week high of $23.67, is expected to report another robust quarter of customer growth on February 19. According to InvestingPro data, analysts' price targets range from $21 to $30, reflecting mixed sentiment about the company's current valuation.

BMO Capital's analysis of mobile app and website data indicates that although Remitly's app download and monthly active user (MAU) growth have decelerated slightly on a sequential basis, the company continues to outperform its competitors. The slight slowdown aligns with Remitly's strategic shift towards prioritizing customer quality and the marginal return on investment of its marketing expenditures. This strategy appears to be working, as InvestingPro data shows impressive revenue growth of 35.18% and a healthy current ratio of 2.66, indicating strong operational efficiency. Get access to 8 more key InvestingPro Tips and comprehensive financial analysis through the Pro Research Report.

Remitly's quarterly MAU growth has been surpassing that of major peers such as Wise (LON:WISEa), Western Union (NYSE:WU), Ria, and MoneyGram consistently through 2024. Furthermore, an increasing portion of Remitly's app downloads are originating from organic channels, a trend that is expected to contribute to stronger-than-anticipated operating leverage and EBITDA growth through the estimated year 2025. With a market capitalization of $4.58 billion and a gross profit margin of 58.93%, the company shows promising fundamentals despite current profitability challenges.

In contrast, Western Union's year-over-year growth in quarterly app downloads and MAUs continues to decline, although this has not strongly correlated with its Branded Digital revenue performance. Despite these trends, Remitly's growth-adjusted valuation is deemed compelling by BMO Capital. The firm's shares are trading at approximately 26 times price-to-earnings (P/E) based on BMO's 2025 estimates, which is considered attractive given the projected ~40% earnings per share (EPS) growth rate. However, InvestingPro's Fair Value analysis suggests the stock is slightly overvalued at current levels.

In other recent news, Remitly Global Inc. has been making significant strides with a range of developments. Citi analyst Andrew Schmidt recently lifted the price target for Remitly to $28, maintaining a Buy rating. This adjustment comes in light of projected revenue growth, despite the potential for marginally lower reported revenues due to increased foreign exchange headwinds.

Remitly also entered a consulting agreement with outgoing Executive Vice President Rene Yoakum, which will commence in 2025. This agreement includes benefits for Yoakum, such as the vesting of stock options and restricted stock units.

On another note, KeyBanc Capital Markets raised its price target for Remitly to $21, maintaining an Overweight rating. This adjustment followed a robust third-quarter performance by the company, which surpassed financial expectations.

Lastly, Remitly reported a 39% revenue growth to $336.5 million in the third quarter, along with a 35% increase in active customers. These positive developments led to an increased full-year revenue and adjusted EBITDA outlook for 2024.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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