Ecobank Transnational Incorporated, together with its subsidiaries, provides retail, corporate, and investment banking services in Africa and internationally. The company operates through Corporate & Investment Bank, Commercial Banking, and Consumer segments. It offers current accounts, savings accounts, and term deposits; debit, credit, and prepaid cards; trade services and finance; and personal, auto/asset acquisition, mortgage, travel, and cash backed loans. The company also provides working capital finance; pre-export finance, pre-delivery advances, and contract pre-payments financing against warehouse receipts; advancing funds against commodities already held under collateral management; supply chain and receivable finance; post shipment finance products; letters of credit, bills, and guarantees; invoice discounting and collection services; and business overdrafts, business revolving credit plans, debtor finance, distributor finance schemes, and vehicle and asset finance, as well as internet and mobile banking services. In addition, it offers bancassurance, remittance, foreign exchange, fixed income and money market funds, microfinance, treasury, and cash and liquidity management services, as well as transaction banking, fixed income currencies and commodities, investment banking, and wealth and asset management services. The company serves individuals, multinationals, regional companies, government and government agencies, financial institutions and international organizations, local corporates, small and medium corporates, SMEs, schools, churches and local non-governmental organizations, and public sector. It operates multiple branches, offices, and ATMs. The company was founded in 1985 and is headquartered in Lome, Togo.