Cadence BanCorp stock rating reiterated at Outperform by KBW after early deal close

Published 02/07/2025, 15:10
Cadence BanCorp stock rating reiterated at Outperform by KBW after early deal close

Investing.com - Keefe, Bruyette & Woods (KBW) has reiterated an Outperform rating and $40.00 price target on Cadence BanCorp (NYSE:CADE) following the company’s announcement of its completed acquisition of Industry Bancshares.

The deal closed effectively on July 1, a full quarter earlier than analysts had anticipated, which KBW notes is positive for earnings per share. Treasury yields have returned to levels seen at the time of the deal’s announcement, minimizing concerns about higher rate marks.

This marks Cadence BanCorp’s second acquisition in 2025, having already acquired $5 billion in new assets this year through the FCB and Industry Bancshares deals. The quick timeline between announcement and closing for Industry Bancshares—just two months—demonstrates the bank’s efficient M&A strategy.

KBW estimates the deal value at close to be approximately $20 million and projects the acquisition will be 13% accretive to Cadence’s 2026 earnings. The early completion also provides additional liquidity during a period when growth is expected to accelerate.

Cadence BanCorp has previously stated it expects mid-single-digit growth, and KBW views the bank’s fundamental outlook positively heading into both the second quarter of 2025 and the second half of the year, with shares currently trading at 9.7 times 2026 estimated earnings. The company has demonstrated strong performance with 45.5% revenue growth in the last twelve months, though InvestingPro analysis suggests the stock is currently fairly valued. For deeper insights into CADE’s valuation and growth prospects, investors can access the comprehensive Pro Research Report, available exclusively to InvestingPro subscribers.

In other recent news, Cadence Bank has completed its $4.4 billion acquisition of Industry Bancshares, expanding its presence with a network of over 380 branches across the South and Texas. The merger, which received all necessary approvals, is expected to integrate operationally by the fourth quarter of 2025. Moody’s Ratings has affirmed Cadence Bank’s ratings while changing its outlook to stable, citing reduced exposure to commercial real estate construction lending and stable asset quality. Additionally, Cadence Bank has announced a 10 million share buyback program, subject to Federal Reserve approval, as part of its strategic capital management efforts. Analysts at DA Davidson have adjusted their price target for Cadence Bancorp, reducing it from $42 to $37, while maintaining a Buy rating. The analysts highlighted the bank’s strong first-quarter performance, with robust loan growth and a positive net interest income trajectory expected for the rest of the year. Cadence Bancorp’s strategic focus remains on organic growth and mergers and acquisitions, rather than share repurchases. The bank’s recent activities indicate a commitment to expanding its market footprint and maintaining financial stability.

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