Citi raises Remitly stock price target to $32, maintains Buy rating

Published 20/02/2025, 14:40
Citi raises Remitly stock price target to $32, maintains Buy rating

On Thursday, Citi analyst Andrew Schmidt increased the price target for Remitly Global Inc (NASDAQ:RELY) shares to $32.00, up from the previous $28.00, while continuing to recommend a Buy rating for the stock. The $5.4 billion market cap company has received strong analyst support, with a consensus recommendation of 1.82 (Buy) and price targets ranging from $25 to $33. The adjustment follows Remitly’s demonstration of sustained growth, with revenue exceeding expectations by 2-3% in the fourth quarter and a projected revenue increase of 24-25% for fiscal year 2025. According to InvestingPro data, the company is currently trading near its Fair Value.

The company’s strong performance also translated into a significant positive impact on adjusted EBITDA, which saw a $13 million upside. With impressive revenue growth of 33.85% in the last twelve months and a healthy gross profit margin of 59.21%, the company shows strong operational efficiency. Schmidt highlighted that the fiscal year 2025 margin expectations are set conservatively low, allowing for potential leverage, especially in marketing expenses. This aspect of the financial strategy is a central point of discussion regarding the long-term margin structure of the company. InvestingPro subscribers can access over 30 additional financial metrics and expert insights about Remitly’s performance.

Remitly’s growth is attributed to an increase in organic user additions and greater marketing efficiency. The analyst anticipates that Remitly will achieve a positive GAAP net income by fiscal year 2025, aligning with previous expectations and likely providing additional support to the company’s valuation. InvestingPro Tips confirm this outlook, indicating that net income is expected to grow this year and analysts predict profitability in 2025, with an EPS forecast of $0.51.

The performance of Remitly’s stock has been strong, with an approximate 15% increase year-to-date, outpacing the S&P 500’s rise of around 4.5%. Schmidt expressed confidence in the company’s visibility towards achieving its fiscal year 2025 goals and suggested that the stock has the potential to continue its upward trajectory as it proves its growth sustainability and increasing profitability.

In summary, Remitly Global Inc is positioned as a top FinTech pick by Citi, with the firm’s analyst affirming a positive outlook on the company’s financial growth and market performance.

In other recent news, Remitly Global Inc reported impressive financial results, with its latest earnings report showcasing a 39% increase in remittance volume and a 33% rise in revenue. The company has also modestly raised its revenue outlook for 2025, now projecting a 24-25% growth rate, alongside introducing a new EBITDA guidance that is approximately 15% higher than previous estimates. JMP Securities responded by raising its price target for Remitly to $32, maintaining a Market Outperform rating. Similarly, Citi analyst Andrew Schmidt increased the price target to $28, reiterating a Buy rating, citing strong revenue growth and improving profitability as key factors. BMO Capital Markets continues to hold an Outperform rating with a $27 price target, noting that Remitly’s growth-adjusted valuation remains compelling despite a slight deceleration in app downloads and monthly active users. Additionally, Remitly has entered into a consulting agreement with its outgoing Executive Vice President, Rene Yoakum, which will commence in 2025 and include benefits such as stock options and health insurance coverage. These developments highlight Remitly’s ongoing strategic operations and financial health, as recognized by multiple analyst firms.

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